Simpson County property record for 296 Rapids Rd, Franklin, KY 42134 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,514 sqft Living Area |
| Lot Size | 31,407 sqft (0.721 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2020) |
| Tax Bill | $1,184.00 (2025) |
Source: Simpson County records · APN 042-00-00-099.00
Assessment roll updated February 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK AND TRUST COMPANY |
| Feb 10, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage MAGNOLIA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Prior Sale | Sep 09, 2016 · Amount on Record |
| Deed Doc Number | 20201195421 |
| Deed Book / Page | 346 / 552 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 15, 2026 |
| Property Address | 296 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | 0001265270 |
| Book / Page | 589 / 225 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20261265270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 296 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | 0001265270, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 589/225 |
| Instrument | 20261265270 |
| Name | FRANKLIN BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Feb 10, 2020 |
| Property Address | 296 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | 00D346/552 |
| Book / Page | D346 / 552 |
| Instrument Date | Feb 05, 2020 |
| Instrument | 1195421 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | UPLAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 OAKLAND CT, 101, FRANKLIN, KY 42134-2401 |
| Name | Verified Name |
|---|---|
| Address | 296 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | 0001195422 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 1195422 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (+27.18%) | $135,000 (+35%) | $135,000 (+35%) |
| 2023 | $931.00 | $100,000 | $100,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 042-00-00-099.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,514 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 31,407 sqft (0.721 acres) |
| Driveway | Driveway Gravel |
| Patio Area | 428 sqft Patio |
| Porch Area | 96 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 296 RAPIDS RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-8392 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 296 RAPIDS ROAD |
| Jurisdiction | SIMPSON KY |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 970402 |
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