Simpson County property record for 295 Rapids Rd, Franklin, KY 42134 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,110 sqft · built 1996 |
| Lot Size | 36.8 acres (1,604,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Jun 2017) |
| Tax Bill | $3,051 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-00-00-069.00 |
| Primary APN | 042-00-00-069.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,604,271 sqft (36.8 acres) |
| Garage Type | Basement |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|
| Street Address | 295 RAPIDS RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-8392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 295 RAPIDS ROAD |
| Legal Subdivision | J M GREGORY MINOR SUBDIVISION |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970402 |
Source: Simpson County records · APN 042-00-00-069.00
Assessment roll updated February 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage SOUTH CENTRAL BANK |
| Mar 30, 2018 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 08, 2017 | Cash Sale Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2017 · Amount on Record |
| Deed Sale | Jun 08, 2017 · Amount on Record |
| Deed Document Number | 20171180945 |
| Deed Book / Page | 328 / 325 |
| Last Transfer Date | Mar 30, 2018 |
| Transfer Doc | 00D333/695 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | M490/655 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | M490/655 |
| Instrument | 1201343 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 20, 2031 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 30, 2018 |
| Property Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | 00D333/695 |
| Book / Page | D333 / 695 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 1185705 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 08, 2017 |
| Property Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
| Document Number | 00D328/325 |
| Book / Page | D328 / 325 |
| Map Reference | MB 1 PG 180&181 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 1180945 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 RAPIDS RD, 495, FRANKLIN, KY 42134-8394 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 295 RAPIDS RD, FRANKLIN, KY 42134-8392 |
Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,051.00 (+40.4%) | $347,750 (+48.93%) | $347,750 (+48.93%) |
| 2023 | $2,173.00 | $233,500 | $233,500 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139704023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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