Simpson County property record for 495 Rapids Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,160 sqft · built 1850 |
| Lot Size | 71 acres (3,096,463 sqft) |
| Owner | Company Name on Record |
| Last Sale | $415,000 (Mar 2018) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-00-00-070.00 |
| Primary APN | 042-00-00-070.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,096,463 sqft (71 acres) |
| Garage Type | Detached |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 608 sqft |
| Street Address | 495 RAPIDS RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-8394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 495 RAPIDS ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970402 |
Source: Simpson County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 409 W CEDAR ST, FRANKLIN, KY 42134-1709 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed, Transfer · Commercial Mortgage EDMONTON STATE BANK |
| Mar 30, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on Record |
| Deed Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 20181185706 |
| Deed Book / Page | 333 / 708 |
| Last Transfer Date | Nov 29, 2022 |
| Transfer Doc | 0001212377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jul 19, 2022 |
| Property Address | 495 RAPIDS RD, FRANKLIN, KY 42134-8394 |
| Document Number | 00D366/785 |
| Book / Page | D366 / 785 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 1209792 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 HUNTERS XING, FRANKLIN, KY 42134-1141 |
| Name | Verified Name |
|---|---|
| Address | 409 W CEDAR ST, FRANKLIN, KY 42134-1709 |
| Document Number | 0001209793 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 1209793 |
| Name | EDMONTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 30, 2018 |
| Property Address | 495 RAPIDS RD, FRANKLIN, KY 42134-8394 |
| Document Number | 00D333/708 |
| Book / Page | D333 / 708 |
| Map Reference | DB 313 PG 198 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 1185706 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $415.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 LYNN WAY, FRANKLIN, KY 42134-9143 |
| Name | Verified Name |
|---|---|
| Address | 1421 CEDAR BLUFF RD, WOODBURN, KY 42170-9657 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180.00 (-5.75%) | $248,500 (-) | $248,500 (-) |
| 2023 | $2,313.00 | $248,500 | $248,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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