240 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 240 Rapids Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,325 sqft · built 1976
Lot Size	4.57 acres (199,374 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Jul 2018)
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-100.00`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-100.00`
Alternative APN	`1078`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,325 sqft Living Area
Basement Area	2,325 sqft
Finished Basement	2,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	199,374 sqft (4.57 acres)
Garage Type	Basement
Garage Area	400 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	270 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	240 RAPIDS RD
City	FRANKLIN
State	KY
Zip	42134-8392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	240 RAPIDS ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3018
Census Tract	970402

Owner

240 Rapids Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Simpson County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	240 RAPIDS RD, FRANKLIN, KY 42134-8392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 27, 2018	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	20181187446
Deed Book / Page	335 / 705
Last Transfer Date	Oct 25, 2021
Transfer Doc	00D364/700
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIMPSON KY
Recording Date	Apr 18, 2022
Property Address	240 RAPIDS RD, FRANKLIN, KY 42134-8392
Document Number	00D364/700
Book / Page	D364 / 700
Instrument Date	Oct 25, 2021
Instrument	1208165
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 RAPIDS RD, 240, FRANKLIN, KY 42134-8392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RAPIDS RD, FRANKLIN, KY 42134-8392

Mortgage

Document Number	0001208166
Date	Apr 18, 2022
Instrument	1208166

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 27, 2018
Property Address	240 RAPIDS RD, FRANKLIN, KY 42134-8392
Document Number	00D335/705
Book / Page	D335 / 705
Instrument Date	Jul 25, 2018
Instrument	1187446
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 CARDINAL DR, 314, FRANKLIN, KY 42134-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	240 RAPIDS RD, FRANKLIN, KY 42134-8392

Mortgage

Document Number	0001187447
Date	Jul 27, 2018
Instrument	1187447

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 240 Rapids Rd was $3,159.

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,159.00	$360,000	$360,000
2023	$2,709.00	$291,000	$291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Rapids Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Rapids Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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