2957 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 2957 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 2008
Lot Size	6.92 acres (301,435 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Feb 2004)
Tax Bill	$1,215 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-1S-28-0000-00100-0000`

Property Details

APN / Parcel Number

Primary APN	`29-1S-28-0000-00100-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Heated Area
Gross Area	2,287 sqft
1st Floor Area	1,431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	301,435 sqft (6.92 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	291S280000001000000
Street Address	2957 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COM SE CORN GOV LT 1 SEC 2 THN N048'55E 1849.22 FT TO POB THN CONT 700.32 FT THN S8837' 53E 553.96 FT TO WLY R/W OF GARCON
Legal Range	28W
Legal Township	01S
Legal Section	29
Legal Subdivision	GARCON
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1021
Census Tract	10710

Owner

2957 Garcon Point Rd is owned and occupied by two individuals who acquired it in February 2025.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2957 GARCON POINT RD, MILTON, FL 32583-3336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
May 24, 2017	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 10, 2004 · Amount on File
Deed Sale	Feb 10, 2004 · Amount on File
Prior Sale	Feb 10, 2004 · Amount on File
Deed Document Number	0022580612
Last Transfer Date	Feb 11, 2025
Transfer Doc	0045851388
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2957 GARCON POINT RD, MILTON, FL 32583-3336
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2957 GARCON POINT RD, MILTON, FL 32583-3336

Mortgage

Document Number	0041041022
Date	Apr 16, 2021
Book Page	4104/1022
Instrument	202125158

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2957 GARCON POINT RD, MILTON, FL 32583-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036270825
Date	May 24, 2017
Book Page	3627/0825
Instrument	201720949

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,215.00 (+2.53%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$156,101 (+3%)	$261,531 (+0.56%) Land $84,700 Building $176,831
2023	$1,185.00 (-10.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$151,554 (+3%)	$260,063 (+26.07%) Land $84,700 Building $175,363
2022	$1,319.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$147,140	$206,281 Land $39,859 Building $166,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2957 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2957 Garcon Point Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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