3165 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3165 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1981
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44-1N-28-0000-00302-0000`

Property Details

APN / Parcel Number

Primary APN	`44-1N-28-0000-00302-0000`
Alternative APN	`N281440000003020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	742 ft deep x 305 ft wide
Garage Type	Carport
Garage Area	1,600 sqft
Carport	Carport
Carport Area	1,600 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	385 sqft
Shed	1 Shed
Shed Area	2 sqft
Gazebo	1 sqft
Stable	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3165 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COM NW COR SEC TH S 269 FT TH N 88* E 667.7 FT TO POB TH CONT N 88* E 778.3 FT T O W R/W STATE RD 191 TH S 14* W 305 FT TH S 88* W 7 06 FT TH N 01* E 293.5 FT TO POB AS DES IN OR 1005 PG 592
Legal Range	28W
Legal Township	1N
Legal Section	44
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1021
Census Tract	10710

Owner

3165 Garcon Point Rd is owned and occupied by two individuals who acquired it in October 2025.

Source: Santa Rosa County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3165 GARCON POINT RD, MILTON, FL 32583-3323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 10, 2025
Transfer Doc	0046681105
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 10, 2025
Property Address	3165 GARCON POINT RD, MILTON, FL 32583-3323
Document Number	0046681105
Book / Page	4668 / 1105
Instrument Date	Oct 10, 2025
Instrument	202548110
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3165 GARCON POINT RD, MILTON, FL 32583-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3165 GARCON POINT RD, MILTON, FL 32583-3323

Tax Assessment & Valuation

The 2025 property tax bill for 3165 Garcon Point Rd was $1,635, up 18.9% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+18.91%)	$163,628 (+2.9%)	$249,986 (+7.01%) Land $40,000 Building $209,986
2024	$1,375.00 (+2.38%) Homeowner's exemption	$159,017 (+3%)	$233,608 (+1.07%) Land $40,000 Building $193,608
2023	$1,343.00 Homeowner's exemption	$154,385	$231,143 Land $40,000 Building $191,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3165 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3165 Garcon Point Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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