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  5. Garcon Point Rd

3011 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3011 Garcon Point Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,784 sqft · built 1995
Lot Size9.99 acres (435,426 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Jul 2026)
Tax Bill$5,095 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-1N-28-0000-00200-0000

Property Details

APN / Parcel Number

Primary APN33-1N-28-0000-00200-0000
Alternative APN
  • N281330000002000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,784 sqft Living Area
Gross Area5,452 sqft
1st Floor Area3,784 sqft
Utility Area132 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area435,426 sqft (9.99 acres)
Garage TypeAttached
Garage Area660 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area1,752 sqft
Shed1 Shed
Shed Area1 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3011 GARCON POINT RD
CityMILTON
StateFL
Zip32583-3337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description***NEWLY DESCRIBED FOR 2023*** COM SE COR 33-1N-28W TH N89?33'03W 1263.95 FT ALNG S SEC LN TH DEPART N00?09'53E 291.79 FT FOR POB TH CONT 903.42 FT TH N89?26'50W 482 FT TH S00?09'52W 903.42 FT TH S89?26'50E 482 FT TO POB. TOGETHER WITH ESMNTS ALL AS
Legal Range28W
Legal Township1N
Legal Section33
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group1
Census Block1021
Census Tract10710

Owner

Source: Santa Rosa County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3011 GARCON POINT RD, MILTON, FL 32583-3337
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 14, 2022Warranty Deed, Transfer · VA Mortgage
CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleOct 14, 2022 · Amount on Record
Deed Document Number202636516
Deed Book / Page4769 / 774
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 21, 2026
Property Address3011 GARCON POINT RD, MILTON, FL 32583-3337
Document Number0000036516
Book / Page4769 / 774
Instrument DateMay 16, 2026
Instrument202636516
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanySURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$410,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3011 GARCON POINT RD, MILTON, FL 32583-3337

Mortgage

Document Number0000036518,
DateJul 21, 2026
Instrument202636518
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 14, 2022
Property Address3011 GARCON POINT RD, MILTON, FL 32583-3337
Document Number0043351345
Book / Page4335 / 1345
Instrument DateOct 6, 2022
Instrument202258598
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8736 BROWN PELICAN CIR, GULF BREEZE, FL 32566-3626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3011 GARCON POINT RD, MILTON, FL 32583-3337

Mortgage

Document Number0043351351
DateOct 14, 2022
Instrument4335/1351
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,095.00 (+7.02%)$416,624 (+5.63%) Land $79,968 Building $336,656$416,624 (+5.63%) Land $79,968 Building $336,656
2024$4,761.00 (+3.86%)$394,434 (+5.84%) Land $79,968 Building $314,466$394,434 (+5.84%) Land $79,968 Building $314,466
2023$4,584.00 (+315.59%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$372,673 (+93.49%) Land $63,974 Building $308,699$372,673 (+38.35%) Land $63,974 Building $308,699
2022$1,103.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$192,601$269,373

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 469 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 in force
Nearby Flood Claims153 (2004–2022)
Claims Outside the SFHA14 of 153
Most Recent ClaimFeb 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 117 claims
  • Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3
T-Mobile
Fixed Wireless		25 / 3

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