2766 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 2766 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft · built 2000
Lot Size	5.96 acres (259,618 sqft)
Owner	2 Company Names on Record
Last Sale	$389,900 (Apr 2018)
Tax Bill	$210 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-1S-28-0000-00403-0000`

Property Details

APN / Parcel Number

Primary APN	`02-1S-28-0000-00403-0000`
Alternative APN	`S281020000004030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	4,703 sqft
1st Floor Area	2,380 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	259,618 sqft (5.96 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,250 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	1 sqft
Greenhouse	1 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2766 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COM NE CORN OF SE4 THN S036 10W 857.81 FT TO POB & CONT 462.73 FT THN N890545W 434. 25 FT THN N05416E 38.89 FT THN N183232E 247.79 FT THN N580510W 656.65 FT TO E R/W OF CO RD 191 THN ON CURV (R= 2241.72 FT CB=N302233E) GO 41.30 FT THN N30*5444W
Legal Range	28W
Legal Township	1S
Legal Section	02
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1017
Census Tract	10710

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2766 GARCON POINT RD, MILTON, FL 32583-3311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Apr 30, 2018	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	201816880
Deed Book / Page	3722 / 1257
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000045960
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 11, 2026
Property Address	2766 GARCON POINT RD, MILTON, FL 32583-3311
Document Number	0000045960
Book / Page	4787 / 1427
Instrument Date	Sep 8, 2026
Instrument	202645960
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2766 GARCON POINT RD, MILTON, FL 32583-3311

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2766 GARCON POINT RD, MILTON, FL 32583-3311
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 GARCON POINT RD, MILTON, FL 32583-3311

Mortgage

Document Number	0043051252
Date	Jul 14, 2022
Book Page	4305/1252
Instrument	202241509

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2766 GARCON POINT RD, MILTON, FL 32583-3311
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 GARCON POINT RD, MILTON, FL 32583-3311

Mortgage

Document Number	0040710001
Date	Feb 12, 2021
Book Page	4071/1
Instrument	202109390

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2018
Property Address	2766 GARCON POINT RD, MILTON, FL 32583-3311
Document Number	0037221257
Book / Page	3722 / 1257
Instrument Date	Mar 29, 2018
Instrument	201816880
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FLORI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4240 ERMINE LN, 4240, MILTON, FL 32583-7646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 CARCON POINT ROAD, MILTON, FL 32583

Mortgage

Document Number	0201816881
Date	Apr 30, 2018
Instrument	201816881

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$210.00 (+27.27%)	$335,534 (+2.9%)	$427,011 (+1.39%) Land $71,520 Building $355,491
2024	$165.00 (-95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$326,078 (+5.33%)	$421,162 (+2.47%) Land $71,520 Building $349,642
2023	$3,303.00 (+1.13%) Homeowner's exemption	$309,590 (+1.98%)	$411,023 (+7.7%) Land $71,520 Building $339,503
2022	$3,266.00 Homeowner's exemption	$303,573	$381,624 Land $38,144 Building $343,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: T-Mobile.

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