2772 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 2772 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 2001
Lot Size	1.18 acres (51,793 sqft)
Owner	2 Individuals on Record
Last Sale	$257,500 (Feb 2023)
Tax Bill	$2,248 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1S-28-0000-00406-0000`

Property Details

APN / Parcel Number

Primary APN	`02-1S-28-0000-00406-0000`
Alternative APN	`S281020000004060000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	1,756 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	51,793 sqft (1.18 acres)
Lot Dimensions	245 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2772 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT NE COR OF SE4 TH S03610 W 61.50 FT TH N 874703 W ALONG S LINE OF LEEPARD RD 535 .48 FT TO E R/W OF GARCON PT RD TH S 305931 W ALONG R/W 230.19 FT TO POB TH CONT 200 FT TH S 590545 E 279 FT TH N 195015 E 232.0
Legal Range	28W
Legal Township	1S
Legal Section	02
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1017
Census Tract	10710

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2772 GARCON POINT RD, MILTON, FL 32583-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
May 4, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 4, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	20234208
Deed Book / Page	4363 / 1471
Prior Transfer Date	Jan 21, 2016
Prior Transfer Doc	0034901856
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 1, 2023
Property Address	2772 GARCON POINT RD, MILTON, FL 32583-3311
Document Number	0043631471
Book / Page	4363 / 1471
Instrument Date	Jan 27, 2023
Instrument	202304208
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	PURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2772 GARCON POINT RD, MILTON, FL 32583-3311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2772 GARCON POINT RD, MILTON, FL 32583-3311

Mortgage

Document Number	0043631474
Date	Feb 1, 2023
Instrument	4363/1474

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2772 GARCON POINT RD, MILTON, FL 32583-3311
Document Number	0036232059
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2772 GARCON POINT RD MILTON FL 325833311, MILTON, FL 32583-3311

Mortgage

Document Number	0036232059
Date	May 15, 2017
Book Page	003623/002059
Instrument	19046

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	May 14, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.39%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2772 GARCON POINT RD, MILTON, FL 32583-3311
Document Number	0036232044
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2772 GARCON POINT RD MILTON FL 325833311, MILTON, FL 32583-3311

Mortgage

Document Number	0036232044
Date	May 15, 2017
Book Page	003623/002044
Instrument	19045

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	May 14, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.39%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,553 (+1.87%) Land $17,835 Building $173,718	$191,553 (+1.87%) Land $17,835 Building $173,718
2024	$2,248.00 (+200.53%)	$188,045 (+57.01%) Land $17,835 Building $170,210	$188,045 (+1.09%) Land $17,835 Building $170,210
2023	$748.00 (+4.18%) Homeowner's exemption Senior Citizen's exemption	$119,770 (+3%)	$186,013 (+5.83%) Land $17,835 Building $168,178
2022	$718.00 Homeowner's exemption Senior Citizen's exemption	$116,282	$175,767 Land $9,512 Building $166,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: T-Mobile.

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