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2944 Bluff Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2944 Bluff Ln, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,768 sqft · built 1992
Lot Size4.75 acres (206,910 sqft)
Owner2 Individual Names on Record
Last Sale$1,600,000 (Jan 2024)
Tax Bill$5,969 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Jan 2024 Sale
Flood ZoneZone AE (high risk)
APN578-00-00-240

Property Details

APN / Parcel Number

Primary APN578-00-00-240

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,768 sqft Living Area
Gross Area4,652 sqft
1st Floor Area1,936 sqft
Upper Floors Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area206,910 sqft (4.75 acres)
Lot Dimensions80 ft deep x 41 ft wide
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area652 sqft
Deck Area180 sqft
Patio Area758 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address2944 BLUFF LN
CityMOUNT PLEASANT
StateSC
Zip29466-8917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAPPLATB AU MAPPLATP 47 LOT 5
Legal SubdivisionBLUFFWOOD
Legal Lot Number5
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4020
Census Tract4609

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1320 HORSESHOE BND, MOUNT PLEASANT, SC 29464-7404
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage · Construction Mortgage
SOUTH ATLANTIC BANK
Jan 31, 2024Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleJul 27, 2015 · Amount on Record
Deed Book / Page1226 / 168
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateJun 5, 2026
Property Address2944 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
Document Number0013940040
Book / Page1394 / 40
Instrument DateJun 2, 2026
Instrument202635074
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 HORSESHOE BND, MOUNT PLEASANT, SC 29464-7404
InvestorPossibly a Property Investor

Mortgage

Document Number0000035074,
DateJun 5, 2026
Book Page1394/40
Instrument202635074
Lender
NameSOUTH ATLANTIC BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2027
Interest
Rate TypeBalloon
Rate6.37%
Initial TypeBalloon
Max Rate-1%

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJan 31, 2024
Property Address2944 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
Document Number0012260168
Book / Page1226 / 168
Map ReferenceMB AU PG 47
Instrument DateJan 4, 2024
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

AmountAmount Recorded
Tax$4,160.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2944 BLUFF LN, MT PLEASANT, SC 29466-8917

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,969.00 (+104.14%)$1,600,000 (+5,649.19%) Land $939,878 Building $660,122$1,600,000 (+92.23%) Land $939,878 Building $660,122
2024$2,924.00 (+7.34%)$27,830 (-)
2022$2,724.00$27,830$832,351 (-) Land $317,451 Building $514,900
2020$832,351 Land $317,451 Building $514,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 141 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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