2943 Ranch Trail Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 2943 Ranch Trail Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 ba · 344 sqft · built 1995
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Tax Bill$1,770 (2024)
APN17-30-0-301-025

Property Details

APN / Parcel Number

Primary APN17-30-0-301-025

Interior

Full Baths3 Baths
Stories1 Story
Building Area344 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area24,829 sqft (0.57 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area88 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2943 RANCH TRAIL RD
CityWATERLOO
StateIL
Zip62298-4225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJUSTAMIR SPOT VACATION VILLAGE LOT/SEC-21 EXC A TRI OFF S SIDE AS IN BK 2824- 627
Legal SubdivisionJUSTAMIR SPOT VACATION VILLAGE
Legal Block301
JurisdictionST CLAIR IL
Township / Civil DivisionPRAIRIE DU LONG
Census Block Group3
Census Block3056
Census Tract504001

Owner

Source: St. Clair County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2943 RANCH TRAIL RD, WATERLOO, IL 62298-4225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionPrairie Du Long Township
Unified School DistrictNew Athens Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,770.00 (-7.43%)$44,442 (+15.23%) Land $6,650 Building $37,792$133,326 (+15.23%) Land $19,950 Building $113,376
2022$38,569 Land $5,771 Building $32,798$115,707 Land $17,313 Building $98,394
2019$1,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHECKER
serves 429 people · EPA ID IL1330150
Water SourcePurchased surface water from FSH WATER COMMISSION
Last State InspectionAug 2024
Lead2 ppb (2026)
action level 15 ppb
Copper2.8 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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