St. Clair County property record for 2913 Ranch Trail Rd, Waterloo, IL 62298 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,372 sqft · built 1960 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 2019) |
| Tax Bill | $1,700 (2019) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2019 Sale & Mortgage |
| APN | 17-30-0-301-018 |
| Primary APN | 17-30-0-301-018 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,372 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | 6,400 sqft |
|---|---|
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 8,000 sqft |
| Cooling System | Central |
|---|
| Street Address | 2913 RANCH TRAIL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JUSTAMIR SPOT VACATION VILLAGE LOT/SEC-27 DOC A02601746 |
| Legal Subdivision | JUSTAMIR SPOT VACATION VILLAGE |
| Legal Lot Number | 27 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 504001 |
Source: St. Clair County records · APN 17-30-0-301-018
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on Record |
| Deed Sale | Jan 16, 2019 · Amount on Record |
| Prior Sale | Sep 15, 2008 · Amount on Record |
| Deed Document Number | A02601746 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 2913 RANCH TRAIL RD, WATERLOO, IL 62298-4225 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | A02691250 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | A02691250 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 16, 2019 |
| Property Address | 2913 RANCH TRAIL RD, WATERLOO, IL 62298-4225 |
| Document Number | 00A2601746 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2601746 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | NETCO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2913 RANCH TRAIL RD WATERLOO IL 622984225, WATERLOO, IL 62298-4225 |
| Document Number | A2601747 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2601747 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Unified School District | New Athens Community Unit School District 60 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $30,191 Land $4,374 Building $25,817 | $90,573 Land $13,122 Building $77,451 | |
| 2019 | $1,700.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635040013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011, other causes |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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