St. Clair County property record for 2915 Ranch Trail Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 950 sqft · built 1959 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,666 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jan 2023 Transfer + 1 more |
| APN | 17-30-0-301-017 |
| Primary APN | 17-30-0-301-017 |
|---|---|
| Alternative APN |
|
| Foundation Type | No Foundation |
|---|---|
| Lot Area | 47,480 sqft (1.09 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 504 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Street Address | 2915 RANCH TRAIL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 A02779223 |
| Legal Lot Number | 26 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 504001 |
2915 Ranch Trail Rd is owned by a company that acquired it in April 2023.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 83, MILLSTADT, IL 62260-0083 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 21, 2023 |
| Transfer Doc | 0002779223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 21, 2023 |
| Property Address | 2915 RANCH TRAIL RD, WATERLOO, IL 62298-4225 |
| Document Number | 0A02779223 |
| Map Reference | MB 55 PG 65 |
| Instrument Date | Apr 21, 2023 |
| Instrument | A02779223 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 83, MILLSTADT, IL 62260-0083 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 19, 2023 |
| Property Address | 2915 RANCH TRAIL RD, WATERLOO, IL 62298-4225 |
| Document Number | 0A02771284 |
| Map Reference | MB 55 PG 65 |
| Instrument Date | Jan 17, 2023 |
| Instrument | A02771284 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 W MILL ST, MILLSTADT, IL 62260-1143 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 2915 RANCH TRAIL RD, WATERLOO, IL 62298-4225 |
| Document Number | 00A2553447 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2553447 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 W MILL ST MILLSTADT IL 622601143, MILLSTADT, IL 62260-1143 |
| Document Number | A2553448 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2553448 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | MILLSTADT, IL 62260 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 2915 Ranch Trail Rd was $2,666, up 64.7% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Unified School District | New Athens Community Unit School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,666.00 (+64.67%) | $39,656 (+68.24%) Land $13,078 Building $26,578 | $118,968 (+68.24%) Land $39,234 Building $79,734 |
| 2024 | $1,619.00 | $23,571 Land $5,817 Building $17,754 | $70,713 Land $17,451 Building $53,262 |
| 2022 | $20,457 Land $5,049 Building $15,408 | $61,371 Land $15,147 Building $46,224 | |
| 2019 | $1,463.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 2915 Ranch Trail Rd; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2915 Ranch Trail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECKER serves 429 people · EPA ID IL1330150 |
|---|---|
| Water Source | Purchased surface water from FSH WATER COMMISSION |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 2.8 mg/L (2023) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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