St. Clair County property record for 2921 Ranch Trail Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 572 sqft · built 1970 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,312 (2025) |
| APN | 17-30-0-301-014 |
| Primary APN | 17-30-0-301-014 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 572 sqft Living Area |
| Basement Area | 872 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 272 sqft |
| Game Room | Game Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 16,988 sqft (0.39 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|
| Street Address | 2921 RANCH TRAIL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JUSTAMIR SPOT VACATION VILLAGE LOT/SEC-23 DOC A01843116 |
| Legal Subdivision | JUSTAMIR SPOT VACATION VILLAGE |
| Legal Block | 301 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 504001 |
2921 Ranch Trail Rd is owned and occupied by an individual who acquired it in May 2004.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2921 RANCH TRAIL RD, WATERLOO, IL 62298-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 11, 2004 |
| Transfer Doc | 00A1843116 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2921 Ranch Trail Rd was $1,312 with a homeowner's exemption, up 8.4% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Unified School District | New Athens Community Unit School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 (+8.43%) Homeowner's exemption | $25,519 (+8.08%) Land $4,700 Building $20,819 | $76,557 (+8.08%) Land $14,100 Building $62,457 |
| 2024 | $1,210.00 | $23,612 Land $4,594 Building $19,018 | $70,836 Land $13,782 Building $57,054 |
| 2022 | $20,492 Land $3,987 Building $16,505 | $61,476 Land $11,961 Building $49,515 | |
| 2019 | $974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2921 Ranch Trail Rd; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2921 Ranch Trail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECKER serves 429 people · EPA ID IL1330150 |
|---|---|
| Water Source | Purchased surface water from FSH WATER COMMISSION |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 2.8 mg/L (2023) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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