2917 Ranch Trail Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 2917 Ranch Trail Rd, Waterloo, IL 62298

Property Summary

Property TypeResidential Vacant Land
Lot Size0.59 acres (25,700 sqft)
OwnerCompany Name on Record
Tax Bill$478 (2024)
Deeds & MortgagesApr 2023 Transfer
Jan 2023 Transfer
+ 1 more
APN17-30-0-301-016

Property Details

APN / Parcel Number

Primary APN17-30-0-301-016

Exterior

Lot Area25,700 sqft (0.59 acres)

Location & Zoning

Street Address2917 RANCH TRAIL RD
CityWATERLOO
StateIL
Zip62298-4225
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionJUSTAMIR SPOT VACATION VILLAGE LOT/SEC-25 A02779223
Legal SubdivisionJUSTAMIR SPOT VACATION VILLAGE
Legal Block301
JurisdictionST CLAIR IL
Township / Civil DivisionPRAIRIE DU LONG
Census Block Group3
Census Block3056
Census Tract504001

Owner

Source: St. Clair County records, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 83, MILLSTADT, IL 62260-0083
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 19, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 28, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2023
Deed SaleJan 19, 2023
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number20232771284
Prior Transfer DateJan 17, 2023
Prior Transfer Doc0002771284
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CLAIR IL
Recording DateApr 21, 2023
Property Address2917 RANCH TRAIL RD, WATERLOO, IL 62298-4225
Document Number0A02779223
Map ReferenceMB 55 PG 65
Instrument DateApr 21, 2023
InstrumentA02779223
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 83, MILLSTADT, IL 62260-0083

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateJan 19, 2023
Property Address2917 RANCH TRAIL RD, WATERLOO, IL 62298-4225
Document Number0A02771284
Map ReferenceMB 55 PG 65
Instrument DateJan 17, 2023
InstrumentA02771284
Transaction TypeTransfer
Record UpdatedFeb 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 W MILL ST, MILLSTADT, IL 62260-1143

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateSep 28, 2017
Property Address2917 RANCH TRAIL RD, WATERLOO, IL 62298-4225
Document Number00A2553447
Instrument DateSep 28, 2017
Instrument2553447
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$98.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 W MILL ST MILLSTADT IL 622601143, MILLSTADT, IL 62260-1143

Mortgage

Document NumberA2553448
DateSep 28, 2017
Instrument2553448
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressMILLSTADT, IL 62260
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 27, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionPrairie Du Long Township
Unified School DistrictNew Athens Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$478.00 (+11.16%)$6,966 (+15.22%) Land $6,966$20,898 (+15.22%) Land $20,898
2022$6,046 Land $6,046$18,138 Land $18,138
2019$430.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHECKER
serves 429 people · EPA ID IL1330150
Water SourcePurchased surface water from FSH WATER COMMISSION
Last State InspectionAug 2024
Lead2 ppb (2026)
action level 15 ppb
Copper2.8 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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