2911 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2911 Gemstone Cir, Pace, FL 32571 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,041 sqft Living Area
Lot Size22,041 sqft (0.506 acres)
OccupancyOwner Occupied
Last Sale$370,325 (2019)
Tax Bill$3,909.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0160

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2911 GEMSTONE CIR, MILTON, FL 32571-9801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 27, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
TRIDENT HOME LOANS LLC
Jul 08, 2019Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
MORTGAGE TRUST INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2019 · Amount on Record
Deed SaleJul 08, 2019 · Amount on Record
Deed Doc Number201929143
Deed Book / Page3847 / 571
Last Transfer DateJan 13, 2026
Transfer Doc0046981820
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJan 14, 2026
Property Address2911 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0046981820
Book / Page4698 / 1820
Map ReferenceMB 12 PG 75&76
Instrument DateJan 13, 2026
Instrument202602066
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2911 GEMSTONE CIR, PACE, FL 32571-9801

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2911 GEMSTONE CIR, PACE, FL 32571-9801

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2911 GEMSTONE CIR, PACE, FL 32571-9801
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2911 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number0040201653
DateOct 27, 2020
Book Page4020/1653
Instrument202056330
Lender
NameTRIDENT HOME LOANS LLC
TypeNon-Lending Institution
AddressPENSACOLA, FL 32501
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 08, 2019
Property Address2911 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0038470571
Book / Page3847 / 0571
Map ReferenceMB 12 PG 75&76
Instrument DateJun 27, 2019
Instrument201929143
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,592.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2911 GEMSTONE CIR, MILTON, FL 32571-9801

Mortgage

Document Number0003847573
DateJul 08, 2019
Instrument3847/573
Lender
NameMORTGAGE TRUST INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,909.00 (+2.87%) Homeowner's exemption$340,282 (+2.9%)$462,363 (-2.11%) Land $80,000 Building $382,363
2024$3,800.00 (+3.6%) Homeowner's exemption$330,692 (+3.41%)$472,335 (+3.36%) Land $80,000 Building $392,335
2023$3,668.00 (+2.46%) Homeowner's exemption$319,781 (+3%)$456,987 (+7.5%) Land $70,000 Building $386,987
2022$3,580.00 Homeowner's exemption$310,467$425,086 Land $48,000 Building $377,086

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0160
Alternative APN
  • N30223007700J000160

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,041 sqft Living Area
Gross Area4,432 sqft Gross Area
1st Floor3,041 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area22,041 sqft (0.506 acres)
Depth X Width175 ft x 126 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area777 sqft Garage
Patio Area240 sqft Patio
Porch Area374 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2911 GEMSTONE CIR
CityMILTON
StateFL
Zip32571-9801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 16 BLK J AS DES IN OR 3847 PG 571
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockJ
Legal Lot Number16
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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