Santa Rosa County property record for 2921 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,141 sqft Heated Area |
| Lot Size | 21,736 sqft (0.498 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $366,175 (2019) |
| Tax Bill | $3,246.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0150
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2921 GEMSTONE CIR, PACE, FL 32571-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 08, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2019 · Amount on Record |
| Deed Sale | Jul 08, 2019 · Amount on Record |
| Deed Doc Number | 201929200 |
| Deed Book / Page | 3847 / 0833 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2921 GEMSTONE CIR, PACE, FL 32571-9801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2921 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Document Number | 0046561527 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 4656/1527 |
| Instrument | 202542073 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2921 GEMSTONE CIR, PACE, FL 32571-9801 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2921 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0041050532 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 4105/532 |
| Instrument | 202125491 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 08, 2019 |
| Property Address | 2921 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0038470833 |
| Book / Page | 3847 / 0833 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 201929200 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,563.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2921 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0003847835 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 3847/835 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,246.00 (+4.71%) Homeowner's exemption Disabled Person's exemption | $289,814 (+3%) | $461,121 (+3.11%) Land $80,000 Building $381,121 |
| 2023 | $3,100.00 (+2.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $281,373 (+3%) | $447,194 (+7.62%) Land $70,000 Building $377,194 |
| 2022 | $3,021.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $273,178 | $415,543 Land $48,000 Building $367,543 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 654 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00J00-0150 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,141 sqft Heated Area |
| Gross Area | 3,937 sqft Gross Area |
| 1st Floor | 3,565 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Laminate Plank Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 21,736 sqft (0.498 acres) |
| Depth X Width | 1,660 ft x 1,310 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 424 sqft Garage |
| Porch | Open Porch |
| Porch Area | 372 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700J000150 |
|---|---|
| Street Address | 2921 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-9801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-B LOT 15 BLK J AS DES IN OR 3847 PG 833 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | J |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
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