Santa Rosa County property record for 2940 Summer St, Milton, FL 32583
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,620 sqft · built 1960 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jan 2023) |
| Tax Bill | $2,162 (2024) |
| Deeds & Mortgages | Aug 2025 Transfer Jan 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-1N-28-0090-52500-0210 |
| Primary APN | 40-1N-28-0090-52500-0210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2940 SUMMER ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-6182 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R1 |
| Legal Description | AVALON BEACH LOTS 21 & 22 BLK 525 AS DES IN OR 4358 PG 874 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 40 |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 525 |
| Legal Lot Number | 21 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10709 |
2940 Summer St, a residential property, is owned by an individual who acquired it in July 2025.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5525 DOGWOOD DR, MILTON, FL 32570-3758 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 10, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on File |
| Deed Sale | Jan 10, 2023 · Amount on File |
| Prior Sale | Feb 18, 2021 · Amount on File |
| Deed Document Number | 20231072 |
| Deed Book / Page | 4358 / 874 |
| Last Transfer Date | Jul 16, 2025 |
| Transfer Doc | 0046491504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 20, 2025 |
| Property Address | 2940 SUMMER ST, MILTON, FL 32583-6182 |
| Document Number | 0046491504 |
| Book / Page | 4649 / 1504 |
| Map Reference | MB A PG 1 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 202538633 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 E BARKER AVE, MICHIGAN CITY, IN 46360-4636 |
| Name | Verified Name |
|---|---|
| Address | 5525 DOGWOOD DR, MILTON, FL 32570-3758 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 10, 2023 |
| Property Address | 2940 SUMMER ST, MILTON, FL 32583-6182 |
| Document Number | 0043580874 |
| Book / Page | 4358 / 874 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 202301072 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4136 FARRINGTON RD, MILTON, FL 32583-2432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 18, 2021 |
| Property Address | 2940 SUMMER ST, MILTON, FL 32583-6182 |
| Document Number | 0040730559 |
| Book / Page | 4073 / 559 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 202110426 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 TELERAN ST, PENSACOLA, FL 32534-9631 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4136 FARRINTY ROAD, MILTON, FL 32583 |
| Document Number | 0004073564 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 4073/564 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2940 SUMMER ST, MILTON, FL 32583-6182 |
| Document Number | 0037431996 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2940 SUMMER ST MILTON FL 325836182, MILTON, FL 32583-6182 |
| Document Number | 0037431996 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 003743/001996 |
| Instrument | 28060 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2038 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,652 (+10.38%) Land $30,000 Building $117,652 | $147,652 (+10.38%) Land $30,000 Building $117,652 | |
| 2024 | $2,162.00 (+28.77%) | $133,768 (+8.02%) Land $20,000 Building $113,768 | $133,768 (+8.02%) Land $20,000 Building $113,768 |
| 2023 | $1,679.00 (-0.83%) | $123,840 (+0.08%) Land $14,000 Building $109,840 | $123,840 (+0.08%) Land $14,000 Building $109,840 |
| 2022 | $1,693.00 | $123,744 | $123,744 Land $14,000 Building $109,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2940 Summer St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2940 Summer St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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