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2931 Summer St, Milton, FL 32583 Property Records

Santa Rosa County property record for 2931 Summer St, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 2023
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Apr 2024)
Tax Bill$2,312 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-1N-28-0090-52600-0060

Property Details

APN / Parcel Number

Primary APN40-1N-28-0090-52600-0060
Alternative APN
  • N281400090526000060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area1,764 sqft
1st Floor Area1,352 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2931 SUMMER ST
CityMILTON
StateFL
Zip32583-6184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description**DESCRIPTION UPDATE FOR 2024** LOT 6 BLK 526 AVALON BEACH AS DES IN PART IN OR 4488 PG 1732
Legal Range28W
Legal Township1N
Legal Section40
Legal SubdivisionAVALON BEACH
Legal Block526
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group2
Census Block2040
Census Tract10709

Owner

2931 Summer St is owned and occupied by two individuals who bought it in April 2024.

Source: Santa Rosa County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2931 SUMMER ST, MILTON, FL 32583-6184
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2024 · Amount on File
Deed SaleApr 2, 2024 · Amount on File
Deed Document Number202414120
Deed Book / Page4488 / 1732
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 2, 2024
Property Address2931 SUMMER ST, MILTON, FL 32583-6184
Document Number0044881732
Book / Page4488 / 1732
Map ReferenceMB A PG 1-10
Instrument DateApr 1, 2024
Instrument202414120
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4708 FRONTIER RD, PACE, FL 32571-1331

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2931 SUMMER ST, MILTON, FL 32583-6184
InvestorPossibly a Property Investor

Mortgage

Document Number0202414121
DateApr 2, 2024
Instrument202414121
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Mortgage

Document Number0044881747
DateApr 2, 2024
Book Page4488/1747
Instrument202414122
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueMar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2931 Summer St was $2,312 with a homeowner's exemption, down 13.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,312.00 (-13.12%) Homeowner's exemption$217,399 (+2.42%) Land $15,000 Building $202,399$217,399 (+2.42%) Land $15,000 Building $202,399
2024$2,661.00 (+3,401.32%)$212,260 (+2,932.29%) Land $10,000 Building $202,260$212,260 (+2,932.29%) Land $10,000 Building $202,260
2023$76.00 (+4.11%)$7,000 (-) Land $7,000$7,000 (-) Land $7,000
2022$73.00$7,000$7,000 Land $7,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2931 Summer St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims6 (2017–2023)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2931 Summer St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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