Santa Rosa County property record for 2913 Summer St, Milton, FL 32583 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 2023 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Jun 2023) |
| Tax Bill | $2,343 (2024) |
| Deeds & Mortgages | Sep 2022 Construction Loan Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-1N-28-0090-52600-0110 |
| Primary APN | 40-1N-28-0090-52600-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,704 sqft Heated Area |
| 1st Floor Area | 1,984 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 1,400 ft deep x 500 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 401N280090526000110 |
|---|---|
| Street Address | 2913 SUMMER ST |
| City | MILTON |
| State | FL |
| Zip | 32583-6184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *DESCRIPTION UPDATE FOR 2021* AVALON BEACH LOT 11 BLK 526 BEING PART OF OR 4403 PG 1031 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 40 |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 526 |
| Legal Lot Number | 11 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10709 |
Source: Santa Rosa County records · APN 40-1N-28-0090-52600-0110
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2913 SUMMER ST, MILTON, FL 32583-6184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Jun 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Dec 15, 2020 | Warranty Deed, Transfer · Line of Credit TRUSTMARK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2023 · Amount on Record |
| Deed Sale | Jun 08, 2023 · Amount on Record |
| Prior Sale | Dec 15, 2020 · Amount on Record |
| Deed Document Number | 202325471 |
| Deed Book / Page | 4403 / 1031 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2913 SUMMER ST, MILTON, FL 32583-6184 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Document Number | 0043222023 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 4322/2023 |
| Instrument | 202251247 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 08, 2023 |
| Property Address | 2913 SUMMER ST, MILTON, FL 32583-6184 |
| Document Number | 0044031031 |
| Book / Page | 4403 / 1031 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 202325471 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Name | Verified Name |
|---|---|
| Address | 2913 SUMMER ST, MILTON, FL 32583-6184 |
| Document Number | 0044031032 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 4403/1032 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 15, 2020 |
| Property Address | SUMMER ST, MILTON, FL 32583 |
| Document Number | 0040430291 |
| Book / Page | 4043 / 291 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 202067717 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | GUARANTEE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 SW 131ST WAY # WAY303, 1500, PEMBROKE PINES, FL 33027-2451 |
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Document Number | 0004043293 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 4043/293 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 15, 2022 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,343.00 (+2,942.86%) Homeowner's exemption | $210,433 (+2,906.19%) | $247,162 (+3,430.89%) Land $10,000 Building $237,162 |
| 2023 | $77.00 (+4.05%) | $7,000 (-) Land $7,000 | $7,000 (-) Land $7,000 |
| 2022 | $74.00 | $7,000 | $7,000 Land $7,000 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 56 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 270 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 2,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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