Santa Rosa County property record for 2908 Summer St, Milton, FL 32583 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,702 sqft Living Area |
| Lot Size | 7,013 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2024) |
| Tax Bill | $2,601.00 (2025) |
Source: Santa Rosa County records · APN 40-1N-28-0090-52500-0130
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2908 SUMMER ST, MILTON, FL 32583-6182 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage TRUSTMARK NATIONAL BANK |
| Oct 02, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2024 · Amount on Record |
| Deed Sale | Oct 02, 2024 · Amount on Record |
| Deed Doc Number | 202444611 |
| Deed Book / Page | 4548 / 534 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2908 SUMMER ST, MILTON, FL 32583-6182 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Document Number | 0044190627 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 4419/627 |
| Instrument | 202333911 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36602 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 02, 2024 |
| Property Address | 2908 SUMMER ST, MILTON, FL 32583-6182 |
| Document Number | 0045480534 |
| Book / Page | 4548 / 534 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 202444611 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Name | Verified Name |
|---|---|
| Address | 2908 SUMMER ST, MILTON, FL 32583-6182 |
| Document Number | 0202444612 |
|---|---|
| Date | Oct 02, 2024 |
| Instrument | 202444612 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,601.00 (+2,727.17%) | $232,831 (+3,133.76%) | $242,447 (+3,267.32%) Land $15,000 Building $227,447 |
| 2024 | $92.00 (+67.27%) | $7,200 (+42.86%) Land $7,200 | $7,200 (+42.86%) Land $7,200 |
| 2023 | $55.00 (+3.77%) | $5,040 (-) Land $5,040 | $5,040 (-) Land $5,040 |
| 2022 | $53.00 | $5,040 | $5,040 Land $5,040 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 270 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 40-1N-28-0090-52500-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,492 sqft Gross Area |
| 1st Floor | 1,702 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 7,013 sqft (0.161 acres) |
| Garage Type | Attached Garage |
| Garage Area | 300 sqft Garage |
| Porch Area | 490 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2908 SUMMER ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-6182 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AVALON BEACH LOT 13 BLK 525 AS DES IN OR 4548 PG 534 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 40 |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 525 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | AVALON-MULAT |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 10709 |
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