2912 Summer St, Milton, FL 32583 Property Records

Santa Rosa County property record for 2912 Summer St, Milton, FL 32583 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,702 sqft Heated Area
Lot Size7,013 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$319,000 (2025)
Tax Bill$92.00 (2024)

Owner

Source: Santa Rosa County records · APN 40-1N-28-0090-52500-0140

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2912 SUMMER ST, MILTON, FL 32583-6182
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
TRUSTMARK NATIONAL BANK
Mar 10, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2025 · Amount on Record
Deed SaleMar 10, 2025 · Amount on Record
Deed Doc Number0045931555
Deed Book / Page4593 / 1555
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2912 SUMMER ST, MILTON, FL 32583-6182
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2886 N 32ND AVE, MILTON, FL 32583-6109

Mortgage

Document Number0044190617
DateJul 28, 2023
Book Page4419/617
Instrument202333909
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressMOBILE, AL 36602
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 10, 2025
Property Address2912 SUMMER ST, MILTON, FL 32583-6182
Document Number0045931555
Book / Page4593 / 1555
Map ReferenceMB A PG 1-10
Instrument DateMar 05, 2025
Instrument202510036
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanySURETY LAND TITLE OF FLORIDA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,233.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6107 HIGHWAY 90, MILTON, FL 32570-1732

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 SUMMER ST, MILTON, FL 32583-6182
InvestorPossibly a Property Investor

Mortgage

Document Number0045931556
DateMar 10, 2025
Instrument4593/1556
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$92.00 (+67.27%)$7,200 (+42.86%) Land $7,200$7,200 (+42.86%) Land $7,200
2023$55.00 (+3.77%)$5,040 (-) Land $5,040$5,040 (-) Land $5,040
2022$53.00$5,040$5,040 Land $5,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 270 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN40-1N-28-0090-52500-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,702 sqft Heated Area
1st Floor2,002 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area7,013 sqft (0.16 acres)
PorchOpen Porch
Porch Area490 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number401N280090525000140
Street Address2912 SUMMER ST
CityMILTON
StateFL
Zip32583-6182
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description**NEW PARCEL FOR 2021 TAXES** AVALON BEACH LOT 14 BLK 525 AS DES IN PART IN OR 4043 PG 291 & PER SEP REQ FOR 2021 (OUT OF LOT
Legal SubdivisionAVALON BEACH
Legal Block525
Legal Lot Number11,14
JurisdictionSANTA ROSA FL
Minor Civil DivisionAVALON-MULAT
Census Blockgroup2
Census Block2039
Census Tract10709

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