294 E Phelps Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 294 E Phelps Dr, Mountain House, CA 95391 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,629 sqft · built 2019
Lot Size0.098 acres (4,273 sqft)
Owner2 Individual Names on File
Last Sale$686,000 (Apr 2019)
Tax Bill$11,920 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN262-250-440-000

Property Details

APN / Parcel Number

Primary APN262-250-440-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,629 sqft Living Area

Exterior

Year BuiltBuilt 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,273 sqft (0.098 acres)
Garage TypeMixed
Garage Area482 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address294 E PHELPS DR
CityMOUNTAIN HOUSE
StateCA
Zip95391-8227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Subdivision3853 MOUNTAIN HOUSE NBRHD D-WE
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1046
Census Tract5223

Owner

Source: San Joaquin County records · APN 262-250-440-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address294 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIFORNIA CU
Apr 02, 2019Grant Deed, Subdivision Related Transfer
CALIFORNIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2019 · Amount on Record
Deed SaleApr 02, 2019 · Amount on Record
Deed Document Number2019-032344
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address294 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227
Transaction TypeMortgage
Record UpdatedJan 07, 2022
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address294 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227

Mortgage

Document Number0000089208
DateMay 21, 2021
Instrument2021-089208
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJun 01, 2026
Change Frequency5 Years
Min Rate At Change2.37%
Max Rate At Change4.5%
Index5-Year CMT
Max Rate7.5%

April 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 02, 2019
Property Address294 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227
Document Number0000032344
Instrument DateMar 14, 2019
Instrument32344
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$754.60
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address294 E PHELPS DR MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number32345
DateApr 02, 2019
Instrument32345
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91203
Agreement
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,920.00 (+4.53%)$764,742 (+4.04%) Land $223,101 Building $541,641
2023$11,403.00 (+2.11%)$735,048 Land $214,439 Building $520,609
2022$11,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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