San Joaquin County property record for 279 E Phelps Dr, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,125 sqft · built 2019 |
| Lot Size | 0.102 acres (4,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $986,000 (Nov 2021) |
| Tax Bill | $14,676 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-220-520-000 |
| Primary APN | 262-220-520-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,473 sqft (0.102 acres) |
| Garage Type | Mixed |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 279 E PHELPS DR |
|---|---|
| City | MOUNTAIN HOUSE |
| State | CA |
| Zip | 95391-8227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 3853 MOUNTAIN HOUSE NBRHD D-WE |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 5223 |
Source: San Joaquin County records · APN 262-220-520-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 23, 2021 | Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Sep 19, 2019 | Deed of Trust, Mortgage STEARNS LNDG LLC |
| Mar 07, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LNDG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Mar 07, 2019 · Amount on Record |
| Deed Document Number | 2021-194923 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 279 E PHELPS DR, TRACY, CA 95391-8227 |
| Document Number | 0000134691 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021-134691 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 23, 2021 |
| Property Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000194923 |
| Map Reference | MB 42 PG 82 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 2021-194923 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000194924 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-194924 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Number | 0000194925 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-194925 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000121395 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 279 E PHELPS DR MOUNTAIN HOUSE CA 953918227, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000121395 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 121395 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000107332 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 279 EH PHELPS DR MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391 |
| Document Number | 0000107332 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 107332 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 07, 2019 |
| Property Address | 279 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000023067 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 23067 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.40 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 279 E PHELPS DR MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391 |
| Document Number | 23068 |
|---|---|
| Date | Mar 07, 2019 |
| Instrument | 23068 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,676.00 (+4.52%) | $1,046,350 (+4.04%) Land $313,056 Building $733,294 |
| 2023 | $14,041.00 (+1.99%) | $1,005,720 Land $300,900 Building $704,820 |
| 2022 | $13,767.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 623 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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