San Joaquin County property record for 285 E Phelps Dr, Mountain House, CA 95391 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,629 sqft Living Area |
| Lot Size | 3,825 sqft (0.087 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $952,000 (2023) |
| Tax Bill | $14,266.00 (2025) |
| Primary APN | 262-220-510-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,629 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 3,825 sqft (0.087 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 482 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 285 E PHELPS DR |
|---|---|
| City | MOUNTAIN HOUSE |
| State | CA |
| Zip | 95391-8227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | 3853 MOUNTAIN HOUSE NBRHD D-WE |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | TRACY |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 5223 |
Source: San Joaquin County records · APN 262-220-510-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 285 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 11, 2023 | Grant Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 05, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Feb 05, 2019 · Amount on Record |
| Deed Doc Number | 2023-002404 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 11, 2023 |
| Property Address | 285 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000002404 |
| Map Reference | MB 42 PG 82 |
| Instrument Date | Jan 05, 2023 |
| Instrument | 2023-002404 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 285 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000002405 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2023-002405 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 285 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 285 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000102946 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-102946 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 05, 2019 |
| Property Address | 285 E PHELPS DR, MOUNTAIN HOUSE, CA 95391-8227 |
| Document Number | 0000012291 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 12291 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $751.85 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 285 E PHELPS DR MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391 |
| Document Number | 12292 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 12292 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2049 |
| Document Number | 12293, |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 12293 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,266.00 (+25.95%) | $990,460 (+35.22%) Land $296,514 Building $693,946 |
| 2023 | $11,327.00 (+2.11%) | $732,481 Land $214,439 Building $518,042 |
| 2022 | $11,093.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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