276 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 276 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,238 sqft · built 2017
Lot Size	0.082 acres (3,597 sqft)
Owner	Individual Name on File
Last Sale	$568,900 (May 2017)
Tax Bill	$11,478 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25012-000-3580`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25012-000-3580`
Alternative APN	`1015999`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,238 sqft Living Area
Gross Area	3,234 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,597 sqft (0.082 acres)
Garage Type	Finished
Garage Area	468 sqft
Porch	Porch
Porch Area	528 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015999
Street Address	276 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 358 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3042-3623
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE THIRD
Legal Lot Number	358
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1028
Census Tract	950610

Owner

276 Flatwoods Forest Loop is owned by an individual who bought it in May 2017.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	182 GREENBRIER WAY, CANTON, GA 30114-5742
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CTC MORTGAGE COMPANY LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CTC MORTGAGE COMPANY LLC
May 31, 2017	Special Warranty Deed, Transfer · Conventional Mortgage CTC MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Deed Document Number	20170017628
Deed Book / Page	3042 / 3623
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	276 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8852
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 MAYCROFT KNL, SNELLVILLE, GA 30078-7738

Mortgage

Document Number	0031932086
Date	Apr 19, 2021
Book Page	3193/2086
Instrument	20210018840

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	276 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031383861
Date	Apr 3, 2020
Book Page	3138/3861
Instrument	20200011956

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 31, 2017
Property Address	276 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8852
Document Number	0030423623
Book / Page	3042 / 3623
Map Reference	MB19 PG10
Instrument Date	May 19, 2017
Instrument	20170017628
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	K TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 S OLIVE AVE # 104, 701, WEST PALM BEACH, FL 33401-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 MAYCROFT KNL, SNELLVILLE, GA 30078-7738

Mortgage

Document Number	0030423625
Date	May 31, 2017
Instrument	3042/3625

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$875,407 Land $125,000 Building $750,407	$875,407 Land $125,000 Building $750,407
2024	$11,478.00 (+4.38%)
2023	$10,996.00 (+5.75%)	$1,029,916 (+10.62%) Land $120,472 Building $909,444	$1,029,916 (+10.62%) Land $120,472 Building $909,444
2022	$10,398.00	$931,017 Land $133,724 Building $797,293	$931,017 Land $133,724 Building $797,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Flatwoods Forest Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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