2926 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 2926 E Baldwin Rd, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,448 sqft · built 1947
Lot Size	2.72 acres (118,701 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2014)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12317-000-000`

Property Details

APN / Parcel Number

Primary APN	`12317-000-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,448 sqft Living Area
1st Floor Area	2,448 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	118,701 sqft (2.72 acres)
Lot Dimensions	265 ft deep x 448 ft wide
Porch	Unfinished Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2926 E BALDWIN RD
City	PANAMA CITY
State	FL
Zip	32405-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	HIGHLAND CITY (2.39) BEG 211.66 W OF NE COR LOT 2 TH S 230 W 151.67 N 30 W 181.67 S 100 W 115 N 300 E 448.34 TO POB BLK 19 LESS PRCL ORB 4748 P 742
Legal Range	14W
Legal Township	03S
Legal Section	27
Legal Subdivision	HIGHLAND CITY
Legal Block	19
Legal Lot Number	2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1035
Census Tract	1302

Owner

Source: Bay County records · APN 12317-000-000

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2801 REDTAIL ST, PANAMA CITY, FL 32405-6687
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Prior Sale	Aug 15, 2014 · Amount on Record
Deed Document Number	201457403
Deed Book / Page	3650 / 1673
Last Transfer Date	Oct 27, 2023
Transfer Doc	0047480742
Record Updated	Sep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 09, 2023
Property Address	2926 E BALDWIN RD, PANAMA CITY, FL 32405-6907
Document Number	0047480742
Book / Page	4748 / 742
Instrument Date	Oct 27, 2023
Instrument	2023070913
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 E 2ND ST, LYNN HAVEN, FL 32444-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 REDTAIL ST, PANAMA CITY, FL 32405-6687

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,002.00 (+6.27%)	$242,640 (+10.54%) Land $71,003 Building $171,637	$242,640 (+10.54%) Land $71,003 Building $171,637
2024	$2,825.00 (+55.39%)
2023	$1,818.00 (+16.69%)	$219,496 (+12.95%) Land $54,883 Building $164,613	$219,496 (+12.95%) Land $54,883 Building $164,613
2022	$1,558.00	$194,326 Land $44,166 Building $150,160	$194,326 Land $44,166 Building $150,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 258 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.