Bay County property record for 3024 E Baldwin Rd, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 918 sqft · built 1982 |
| Lot Size | 0.073 acres (3,179 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,000 (Mar 2023) |
| Tax Bill | $412 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2019 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 12315-031-000 |
| Primary APN | 12315-031-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 459 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,179 sqft (0.073 acres) |
| Lot Dimensions | 177 ft deep x 18 ft wide |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3024 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | HIGHLAND CITY (9.57) BEG 34.50 E OF NW COR LOT 1 BLK 19 TH S 177.40 E 18 N 177.40 W 18 TO POB BLK 19 ORB 4671 P 706 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1302 |
Source: Bay County records · APN 12315-031-000
Assessment roll updated January 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3024 E BALDWIN RD, PANAMA CITY, FL 32405-6983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 15, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 12, 2018 | Warranty Deed, Transfer · Line of Credit JERRY & MARY K CRUMP |
| Dec 14, 2017 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Sep 12, 2018 · Amount on Record |
| Deed Document Number | 202318087 |
| Deed Book / Page | 4671 / 706 |
| Prior Transfer Date | Jan 27, 2021 |
| Prior Transfer Doc | 0043560645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 27, 2023 |
| Property Address | 3024 E BALDWIN RD, PANAMA CITY, FL 32405-6983 |
| Document Number | 0046710706 |
| Book / Page | 4671 / 706 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023018087 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3024 E BALDWIN RD, PANAMA CITY, FL 32405-6983 |
| Document Number | 0004671708 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 4671/708 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 3024 E BALDWIN RD, PANAMA CITY, FL 32405-6983 |
| Document Number | 0041120907 |
| Book / Page | 004112 / 000907 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 37782 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3024 E BALDWIN RD PANAMA CITY FL 324056983, PANAMA CITY, FL 32405-6983 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 12, 2018 |
| Property Address | 3024 E BALDWIN RD, PANAMA CITY, FL 32405-6983 |
| Document Number | 0040462354 |
| Book / Page | 004046 / 002354 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 54878 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3024 E BALDWIN RD PANAMA CITY FL 324056983, PANAMA CITY, FL 32405-6983 |
| Document Number | 40462356 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 004046/002356 |
| Instrument | 54879 |
| Name | JERRY & MARY K CRUMP |
|---|---|
| Address | 3210 COLTER ST, PANAMA CITY, FL 32404-2844 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 11, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 14, 2017 |
| Property Address | 3024 E BALDWIN RD, PANAMA CITY, FL 32405-6983 |
| Document Number | 0039630834 |
| Book / Page | 003963 / 000834 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 71906 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $378.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3210 COLTER ST PANAMA CITY FL 324042844, PANAMA CITY, FL 32404-2844 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $412.00 (-31.22%) Homeowner's exemption | $53,019 (-20.12%) | $54,643 (-17.68%) Land $10,678 Building $43,965 |
| 2024 | $599.00 (-52.23%) | ||
| 2023 | $1,254.00 (+13.69%) | $66,376 (+9.35%) Land $8,694 Building $57,682 | $66,376 (+9.35%) Land $8,694 Building $57,682 |
| 2022 | $1,103.00 | $60,701 Land $6,955 Building $53,746 | $60,701 Land $6,955 Building $53,746 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 45 (2002–2021) |
| Claims Outside the SFHA | 27 of 45 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 258 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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