2836 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 2836 E Baldwin Rd, Panama City, FL 32405

Property Summary

Property Type	Commercial Vacant Land
Lot Size	1.48 acres (64,468 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jul 2022)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12335-000-000`

Property Details

APN / Parcel Number

Primary APN	`12335-000-000`

Exterior

Lot Area	64,468 sqft (1.48 acres)
Lot Dimensions	170 ft deep x 150 ft wide

Location & Zoning

Street Address	2836 E BALDWIN RD
City	PANAMA CITY
State	FL
Zip	32405-6906
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	BC05
Legal Description	HIGHLAND CITY (4.51) BEG 150 E OF NW COR LOT 5 TH E 150 S 300 W 300 N 130 E 150 N 170 TO POB BLK 19 ORB 4686 P 553
Legal Range	14W
Legal Township	03S
Legal Section	27
Legal Subdivision	HIGHLAND CITY
Legal Block	19
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1062
Census Tract	1302

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3854 CONGA ST, JACKSONVILLE, FL 32217-3646
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
May 5, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 7, 2022	Warranty Deed, Transfer DIAMOND TITLE AGENCY INC
Oct 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Deed of Trust, Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	202250726
Deed Book / Page	4585 / 840
Last Transfer Date	May 5, 2023
Transfer Doc	0046860553
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2836 E BALDWIN RD, PANAMA CITY, FL 32405-6906
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 CONGA ST, JACKSONVILLE, FL 32217-3646

Mortgage

Document Number	0047050494
Date	Jun 30, 2023
Book Page	4705/494
Instrument	2023040940

Lender

Name	AMERIS BANK
Type	Bank
Address	PANAMA CITY, FL 32405

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 5, 2023
Property Address	2836 E BALDWIN RD, PANAMA CITY, FL 32405-6906
Document Number	0046860553
Book / Page	4686 / 553
Instrument Date	May 5, 2023
Instrument	2023028066
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3854 CONGA ST, JACKSONVILLE, FL 32217-3646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 CONGA ST, JACKSONVILLE, FL 32217-3646

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 7, 2022
Property Address	2836 E BALDWIN RD, PANAMA CITY, FL 32405-6906
Document Number	0045850840
Book / Page	4585 / 840
Instrument Date	Jun 24, 2022
Instrument	2022050726
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 HIGHWAY 126, SPRUCE PINE, AL 35585-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 CONGA ST, JACKSONVILLE, FL 32217-3646
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 29, 2019
Property Address	2836 E BALDWIN RD, PANAMA CITY, FL 32405-6906
Document Number	0041841339
Book / Page	004184 / 001339
Instrument Date	Oct 25, 2019
Instrument	94087
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2003 PENTLAND RD LYNN HAVEN FL 324445356, LYNN HAVEN, FL 32444-5356

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2836 E BALDWIN RD, PANAMA CITY, FL 32405-6906
Document Number	0041472127
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2830 E BALDWIN RD PANAMA CITY FL 324056906, PANAMA CITY, FL 32405-6906

Mortgage

Document Number	0041472127
Date	Jul 24, 2019
Book Page	004147/002127
Instrument	66667

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+0.21%)	$118,400 (-) Land $118,400	$118,400 (-) Land $118,400
2024	$1,462.00 (-1.35%)	$118,400 (-) Land $118,400	$118,400 (-) Land $118,400
2023	$1,482.00 (+73.54%)	$118,400 (+6%) Land $118,400	$118,400 (+6%) Land $118,400
2022	$854.00	$74,000 Land $74,000	$74,000 Land $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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