Bay County property record for 2827 E Baldwin Rd, Panama City, FL 32405 · Last verified April 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2019 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $761 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11978-010-000 |
| Primary APN | 11978-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 70 ft deep x 100 ft wide |
| Deck Area | Deck Area |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2827 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6905 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HIGHLAND CITY (5.14) 117B BEG SE COR LOT 5 TH W 186.04 FOR POB TH CONT W 113.96 TH RUN N 41.15 TO SLY R/R R/W TH RUN NELY ALONG SAID R/W FOR 139.25 TH S 131.90 TO POB ORB 4067 P 642 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1302 |
Source: Bay County records · APN 11978-010-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 10, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 02, 2019 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES OF AMERICA |
| Dec 07, 2018 | Quit Claim Deed Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 06, 2018 |
| Transfer Doc | 0040670642 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905 |
| Document Number | 0050001828 |
| Book / Page | 5000 / 1828 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026007971 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905 |
| Name | Verified Name |
|---|---|
| Address | 2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041512224 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 4151/2224 |
| Instrument | 2019069770 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Nov 24, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 07, 2018 |
| Property Address | 2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905 |
| Document Number | 0040670642 |
| Book / Page | 004067 / 000642 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 72681 |
| Record Updated | Jan 08, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2827 E BALDWIN RD PANAMA CITY FL 324056905, PANAMA CITY, FL 32405-6905 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761.00 (-1.04%) Homeowner's exemption | $101,157 (+5.99%) | $111,808 (+11.89%) Land $28,800 Building $83,008 |
| 2024 | $769.00 (+3.08%) | ||
| 2023 | $746.00 (+11.34%) Homeowner's exemption | $95,443 (+3%) | $99,924 (+7.84%) Land $21,600 Building $78,324 |
| 2022 | $670.00 Homeowner's exemption | $92,663 Land $18,432 Building $74,231 | $92,663 Land $18,432 Building $74,231 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 73 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 45 (2002–2021) |
| Claims Outside the SFHA | 27 of 45 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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