2827 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 2827 E Baldwin Rd, Panama City, FL 32405 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,904 sqft · built 2019
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Tax Bill$761 (2025)
Deeds & MortgagesFeb 2026 Transfer
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11978-010-000

Property Details

APN / Parcel Number

Primary APN11978-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,904 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleMobile Home
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions70 ft deep x 100 ft wide
Deck AreaDeck Area
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2827 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-6905
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionHIGHLAND CITY (5.14) 117B BEG SE COR LOT 5 TH W 186.04 FOR POB TH CONT W 113.96 TH RUN N 41.15 TO SLY R/R R/W TH RUN NELY ALONG SAID R/W FOR 139.25 TH S 131.90 TO POB ORB 4067 P 642
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block2
Legal Lot Number5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1019
Census Tract1302

Owner

Source: Bay County records · APN 11978-010-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 02, 2019Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES OF AMERICA
Dec 07, 2018Quit Claim Deed
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 06, 2018
Transfer Doc0040670642
Record UpdatedJun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateFeb 10, 2026
Property Address2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905
Document Number0050001828
Book / Page5000 / 1828
Instrument DateFeb 10, 2026
Instrument2026007971
Transaction TypeTransfer
Record UpdatedFeb 26, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905

Transferred To (Grantee/Buyer)

NameVerified Name
Address2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041512224
DateAug 02, 2019
Book Page4151/2224
Instrument2019069770
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term351 Months
DueNov 24, 2048

December 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateDec 07, 2018
Property Address2827 E BALDWIN RD, PANAMA CITY, FL 32405-6905
Document Number0040670642
Book / Page004067 / 000642
Instrument DateDec 06, 2018
Instrument72681
Record UpdatedJan 08, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2827 E BALDWIN RD PANAMA CITY FL 324056905, PANAMA CITY, FL 32405-6905

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$761.00 (-1.04%) Homeowner's exemption$101,157 (+5.99%)$111,808 (+11.89%) Land $28,800 Building $83,008
2024$769.00 (+3.08%)
2023$746.00 (+11.34%) Homeowner's exemption$95,443 (+3%)$99,924 (+7.84%) Land $21,600 Building $78,324
2022$670.00 Homeowner's exemption$92,663 Land $18,432 Building $74,231$92,663 Land $18,432 Building $74,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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