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2830 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 2830 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1967
Lot Size0.585 acres (25,483 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Oct 2023)
Tax Bill$2,268 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12335-010-000

Property Details

APN / Parcel Number

Primary APN12335-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area2,128 sqft
1st Floor Area1,272 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area25,483 sqft (0.585 acres)
Lot Dimensions170 ft deep x 150 ft wide

Exterior Amenities

PorchPorch
Porch Area112 sqft
Patio Area672 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2830 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-6906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND CITY (4.52) 117B BEG NW COR LOT 5 TH E 150' S 170' W 150' N 170' TO POB
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block19
Legal Lot Number5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1062
Census Tract1302

Owner

Source: Bay County records · APN 12335-010-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2830 E BALDWIN RD, PANAMA CITY, FL 32405-6906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2023 · Amount on Record
Deed SaleOct 09, 2023 · Amount on Record
Prior SaleJan 04, 2011 · Amount on Record
Deed Document Number2023063995
Deed Book / Page4738 / 1200
Record UpdatedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 09, 2023
Property Address2830 E BALDWIN RD, PANAMA CITY, FL 32405-6906
Document Number0047381200
Book / Page4738 / 1200
Instrument DateOct 03, 2023
Instrument2023063995
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3568 ENTERPRISE CIR, CHIPLEY, FL 32428-5437

Transferred To (Grantee/Buyer)

NameVerified Name
Address2830 E BALDWIN RD, PANAMA CITY, FL 32405-6906

Mortgage

Document Number0047381202
DateOct 09, 2023
Instrument4738/1202
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,268.00 (+200.4%) Homeowner's exemption$222,977 (+131.8%)$234,887 (+106.98%) Land $62,400 Building $172,487
2023$755.00 (+16.15%) Homeowner's exemption$96,195 (+5.74%)$113,482 (+19.85%) Land $46,800 Building $66,682
2022$650.00 Homeowner's exemption$90,969$94,683 Land $39,936 Building $54,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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