2880 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2880 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	3,055 sqft Heated Area
Lot Size	21,693 sqft (0.498 acres)
Occupancy	Owner Occupied
Last Sale	$385,900 (2019)
Tax Bill	$3,960.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0160

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2880 GEMSTONE CIR, PACE, FL 32571-9808
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2019 · Amount on Record
Deed Sale	Nov 05, 2019 · Amount on Record
Deed Doc Number	201950076
Deed Book / Page	3887 / 1546
Record Refreshed	Jun 08, 2026

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 05, 2019
Property Address	2880 GEMSTONE CIR, PACE, FL 32571-9808
Document Number	0038871546
Book / Page	3887 / 1546
Map Reference	MB 12 PG 75&76
Instrument Date	Nov 01, 2019
Instrument	201950076
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,701.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number	0038871548
Date	Nov 05, 2019
Instrument	3887/1548

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,960.00 (+2.56%) Homeowner's exemption	$344,504 (+3%)	$485,714 (+2.98%) Land $80,000 Building $405,714
2023	$3,861.00 (+2.47%) Homeowner's exemption	$334,470 (+3%)	$471,661 (+7.27%) Land $70,000 Building $401,661
2022	$3,768.00 Homeowner's exemption	$324,728	$439,704 Land $48,000 Building $391,704

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00K00-0160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,055 sqft Heated Area
Gross Area	4,212 sqft Gross Area
1st Floor	3,832 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Masonry Foundation
Roof Material	Shingle Roof
Lot Area	21,693 sqft (0.498 acres)
Depth X Width	1,750 ft x 1,240 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	777 sqft Garage
Porch	Open Porch
Porch Area	380 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	232N30007700K000160
Street Address	2880 GEMSTONE CIR
City	PACE
State	FL
Zip	32571-9808
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHLEY PLANTATION PHASE 4-B LOT 16 BLK K AS DES IN OR 3887 PG 1546
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	4
Legal Block	K
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	1
Census Block	1029
Census Tract	10302