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2881 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2881 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage2,480 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$324,600 (2019)
Tax Bill$3,249.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0190

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2881 GEMSTONE CIR, PACE, FL 32571-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING
Mar 21, 2019Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 21, 2019 · Amount on Record
Deed SaleMar 21, 2019 · Amount on Record
Deed Doc Number201911145
Deed Book / Page3813 / 0710
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2881 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0039431369
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2881 GEMSTONE CIR PACE FL 325719808, PACE, FL 32571-9808

Mortgage

Document Number0039431369
DateApr 28, 2020
Book Page003943/001369
Instrument19744
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 21, 2019
Property Address2881 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0038130710
Book / Page3813 / 0710
Map ReferenceMB 12 PG 75&76
Instrument DateMar 15, 2019
Instrument201911145
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,272.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2881 GEMSTONE CIR, MILTON, FL 32571-9808

Mortgage

Document Number0201911146
DateMar 21, 2019
Instrument201911146
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,249.00 (+2.33%) Homeowner's exemption$290,593 (+3%)$436,684 (+3.23%) Land $80,000 Building $356,684
2023$3,175.00 (+16.86%) Homeowner's exemption$282,129 (+15.09%)$423,006 (+13.97%) Land $70,000 Building $353,006
2022$2,717.00 Homeowner's exemption$245,137$371,155 Land $48,000 Building $323,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0190

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,480 sqft Heated Area
Gross Area4,034 sqft Gross Area
1st Floor3,239 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area759 sqft Garage
PorchOpen Porch
Porch Area195 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700J000190
Street Address2881 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 19 BLK J AS DES IN OR 3813 PG 710
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockJ
Legal Lot Number19
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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