2910 Hidden Beaches Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 2910 Hidden Beaches Rd, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.819 acres (35,676 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2025)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Sep 2025 Sale Feb 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`08-08S-05W-0270-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`08-08S-05W-0270-0000-0020`

Exterior

Lot Area	35,676 sqft (0.819 acres)
Lot Dimensions	185 ft deep x 193 ft wide

Location & Zoning

Street Address	2910 HIDDEN BEACHES RD
City	CARRABELLE
State	FL
Zip	32322-3068
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 2 HIDDEN BEACHES 580/698 1094/353(05-000061-PR 864/108) 1291/301 1426/615
Legal Range	05W
Legal Township	08S
Legal Section	08
Legal Subdivision	HIDDEN BEACHES
Legal Lot Number	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1264
Census Tract	970200

Owner

2910 Hidden Beaches Rd, vacant land, is owned by an individual who bought it in September 2025.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1238 PORT MALABAR BLVD NE, PALM BAY, FL 32905-5145
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	202519004182
Deed Book / Page	1426 / 615
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 5, 2025
Property Address	2910 HIDDEN BEACHES RD, CARRABELLE, FL 32322-3068
Document Number	0019004182
Book / Page	1426 / 615
Map Reference	MB 6 PG 11
Instrument Date	Sep 4, 2025
Instrument	202519004182
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	374 CARSON OAKS LN, SANTA ROSA BEACH, FL 32459-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 PORT MALABAR BLVD NE, PALM BAY, FL 32905-5145

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 22, 2021
Property Address	2910 HIDDEN BEACHES RD, CARRABELLE, FL 32322-3068
Document Number	0019001014
Book / Page	1291 / 301
Map Reference	MB 6 PG 11
Instrument Date	Feb 18, 2021
Instrument	202119001014
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 TRAILS END, 430, DAHLONEGA, GA 30533-2164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 CARSON OAKS LN, SANTA ROSA BEACH, FL 32459-7155

Mortgage

Document Number	0000000303
Date	Feb 22, 2021
Instrument	1291/303

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 2910 Hidden Beaches Rd was $2,043, down 1.2% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (-1.16%)	$219,586 (-) Land $219,586	$219,586 (-) Land $219,586
2024	$2,067.00 (-3.86%)	$219,586 (-) Land $219,586	$219,586 (-) Land $219,586
2023	$2,150.00 (-2.54%)	$219,586 (-) Land $219,586	$219,586 (-) Land $219,586
2022	$2,206.00	$219,586 Land $219,586	$219,586 Land $219,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2910 Hidden Beaches Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2910 Hidden Beaches Rd is very high, ranking above 93% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 87% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTPOINT WATER ; SEWER DIST. public/private · serves 3,085 people · EPA ID FL1190236
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hidden Beaches Rd

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