291 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 291 Palm Sedge Loop, Elgin, SC 29045 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage4,191 sqft Heated Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$410,368 (2016)
Tax Bill$3,874.00 (2025)

Owner

Source: Richland County records · APN 28910-05-19

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address291 PALM SEDGE LOOP, ELGIN, SC 29045-8000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2020Quit Claim Deed, Transfer
GUILD MTG
Sep 06, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2016 · Amount on Record
Deed SaleJun 21, 2016 · Amount on Record
Prior SaleMar 16, 2015 · Amount on Record
Deed Doc Number201645415
Deed Book / Page2123 / 33
Last Transfer DateNov 20, 2020
Transfer Doc0025581817
Record RefreshedSep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateDec 04, 2020
Property Address291 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number2558/1817
Book / Page002558 / 001817
Instrument DateNov 20, 2020
Instrument67045
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Mortgage

Document Number2558/1820
DateDec 04, 2020
Book Page002558/001820
Instrument67046
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term240 Months
DueDec 03, 2040

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateSep 06, 2018
Property Address291 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number2333/3116
Book / Page002333 / 003116
Instrument DateAug 30, 2018
Instrument65193
Transaction TypeTransfer
Record UpdatedOct 01, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,874.00 (+17.43%)$440,800 (-)$557,500 (-) Land $81,000 Building $476,500
2024$440,800 (+2,775.03%)$557,500 (+45.45%) Land $81,000 Building $476,500
2023$3,299.00 (-5.28%)$15,332 (+0.01%)$383,300 (-)
2021$3,483.00$15,330$383,300 Land $60,000 Building $323,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-05-19
Alternative APNs
  • R28910-05-19
  • 02093013

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area4,191 sqft Heated Area
Gross Area5,328 sqft Gross Area
1st Floor1,902 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.32 acres)
Parking Spaces3 Parking Spaces
Garage Area765 sqft Garage
Porch Area372 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02093013
Street Address291 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 66 122.9X157.1X105X96.2 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number66,122
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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