277 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 277 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	3,089 sqft Heated Area
Lot Size	17,702 sqft (0.406 acres)
Occupancy	Owner Occupied
Last Sale	$520,000 (2022)
Tax Bill	$4,049.00 (2025)

Owner

Source: Richland County records · APN 28910-05-20

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	277 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2022 · Amount on Record
Deed Sale	Jun 08, 2022 · Amount on Record
Prior Sale	Sep 06, 2016 · Amount on Record
Deed Doc Number	202232780
Deed Book / Page	2751 / 3438
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 08, 2022
Property Address	277 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number	0027513436
Book / Page	2751 / 3436
Map Reference	MB 2017 PG 514&515
Instrument Date	Jun 03, 2022
Instrument	2022032780
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$1,352.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	277 PALM SEDGE LOOP, ELGIN, SC 29045-8000

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00 (-9.54%)	$460,400 (+3,666.36%) Land $81,000 Building $379,400	$460,400 (+50.65%) Land $81,000 Building $379,400
2023	$4,476.00 (+92.76%)	$12,224 (+0.03%)	$305,600 (-)
2021	$2,322.00	$12,220	$305,600 Land $60,000 Building $245,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28910-05-20`
Alternative APNs	`R28910-05-20` `02093022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,089 sqft Heated Area
Gross Area	4,158 sqft Gross Area
1st Floor	1,796 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Brick Veneer Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,702 sqft (0.406 acres)
Parking Spaces	3 Parking Spaces
Garage Area	873 sqft Garage
Porch Area	196 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02093022
Street Address	277 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 65 106.5X174.5X105X157.1 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759 RB2017-514
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	65,106
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2075
Census Tract	11407