Richland County property record for 255 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 4,467 sqft Heated Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Garage | 778 sqft |
| Last Sale | $425,000 (2019) |
| Tax Bill | $16,698.00 (2025) |
Source: Richland County records · APN 28910-05-22
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 06, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage LENDUS LLC |
| May 03, 2019 | Grant Deed, Transfer · Veterans Administration Mortgage LENDUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2019 · Amount on Record |
| Deed Sale | May 03, 2019 · Amount on Record |
| Prior Sale | Jul 07, 2016 · Amount on Record |
| Deed Doc Number | 201931306 |
| Deed Book / Page | 2391 / 387 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 255 PALM SEDGE LOOP, ELGIN, SC 29045-8000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026212373 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2621/2373 |
| Instrument | 2021032696 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 255 PALM SEDGE LOOP, ELGIN, SC 29045-8000 |
| Document Number | 2517/3307 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 255 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000 |
| Document Number | 2517/3307 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 002517/003307 |
| Instrument | 40783 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 03, 2019 |
| Property Address | 255 PALM SEDGE LOOP, ELGIN, SC 29045-8000 |
| Document Number | 2391/0387 |
| Book / Page | 002391 / 000387 |
| Instrument Date | May 03, 2019 |
| Instrument | 31306 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,572.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000 |
| Document Number | 2391/0390 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 002391/000390 |
| Instrument | 31307 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2049 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,698.00 (+12.23%) | $556,560 (+30.96%) | |
| 2023 | $14,879.00 (-1.27%) | ||
| 2021 | $15,071.00 | $25,500 | $425,000 Land $60,000 Building $365,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28910-05-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,467 sqft Heated Area |
| Gross Area | 5,529 sqft Gross Area |
| 1st Floor | 2,108 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 778 sqft Garage |
| Porch Area | 130 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093040 |
|---|---|
| Street Address | 255 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 108.9X151.3X105X179 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 63,108 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2075 |
| Census Tract | 11407 |
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