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328 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 328 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,606 sqft · built 2016
Lot Size0.351 acres (15,328 sqft)
Owner2 Individual Names on File
Last Sale$653,000 (Aug 2024)
Tax Bill$5,741 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN28910-04-03

Property Details

APN / Parcel Number

Primary APN28910-04-03
Alternative APNs
  • R28910-04-03
  • 02092684

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,606 sqft Heated Area
Gross Area5,579 sqft
1st Floor Area2,522 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,328 sqft (0.351 acres)
Garage Area693 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02092684
Street Address328 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number32,105
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2073
Census Tract11407

Owner

Source: Richland County records · APN 28910-04-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address328 PALM SEDGE LOOP, ELGIN, SC 29045-8005
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLSOUTH FCU
Apr 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleMay 26, 2016 · Amount on Record
Deed Document Number202436754
Deed Book / Page2948 / 3597
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address328 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number2513/2830
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005

Mortgage

Document Number2513/2830
DateJul 30, 2020
Book Page002513/002830
Instrument37997
Lender
NameALLSOUTH FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 29, 2030

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateApr 28, 2017
Property Address328 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number2206/1080
Book / Page002206 / 001080
Instrument DateApr 26, 2017
Instrument30765
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,411.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,741.00 (+86.46%) Homeowner's exemption$16,312 (-)$653,000 (+60.13%) Land $81,000 Building $572,000
2023$3,079.00 (-5.29%)$16,312 (+0.01%)$407,800 (-)
2021$3,251.00$16,310$407,800 Land $60,000 Building $347,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
30 of 31 on primary residences
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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