249 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 249 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	3,581 sqft Heated Area
Lot Size	15,669 sqft (0.359 acres)
Occupancy	Owner Occupied
Last Sale	$595,000 (2024)
Tax Bill	$3,244.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28910-05-23`
Alternative APNs	`R28910-05-23` `02093059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,581 sqft Heated Area
Gross Area	4,453 sqft Gross Area
1st Floor	2,161 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,669 sqft (0.359 acres)
Parking Spaces	2 Parking Spaces
Garage Area	692 sqft Garage
Patio Area	156 sqft Patio
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02093059
Street Address	249 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 62 105X150.1X105X151.3 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	62,105
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2075
Census Tract	11407

Owner

Source: Richland County records · APN 28910-05-23

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	249 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2024 · Amount on Record
Deed Sale	Jul 02, 2024 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Doc Number	202429445
Deed Book / Page	2936 / 3822
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	249 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 PALM SEDGE LOOP, ELGIN, SC 29045-8000

Mortgage

Document Number	0031033192
Date	Mar 02, 2026
Book Page	3103/3192
Instrument	2026009589

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,220 (-96.52%)	$595,000 (+80.03%) Land $81,000 Building $514,000
2024	$3,244.00 (+14.02%)	$380,100 (+2,775.19%)
2023	$2,845.00 (-51.38%)	$13,220 (-)	$330,500 (-)
2022	$5,852.00 (+94.81%)
2021	$3,004.00	$13,220	$330,500 Land $60,000 Building $270,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.