2909 Franklins Chance Dr, Fallston, MD 21047 Property Records

Harford County property record for 2909 Franklins Chance Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,396 sqft · built 1984
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2013)
Tax Bill	$7,026 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-076230`

Property Details

APN / Parcel Number

Primary APN	`04-076230`
Alternative APNs	`4076230` `076230`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,396 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Garage Type	Built-in
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	300 sqft
Porch	Slab
Porch Area	252 sqft
Deck Area	311 sqft
Gazebo	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	076230
Street Address	2909 FRANKLINS CHANCE DR
City	FALLSTON
State	MD
Zip	21047-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 21 5.04 AC 2909 FRANKLIN'S CH DR SYLVAN HILL PT 104/43
Legal Subdivision	SYLVAN HILL
Legal Lot Number	21
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3006
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on Record
Deed Sale	Dec 13, 2013 · Amount on Record
Prior Sale	May 8, 1996 · Amount on Record
Deed Book / Page	10592 / 84
Last Transfer Date	Jan 9, 2026
Transfer Doc	0169720353
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 20, 2026
Property Address	2909 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Document Number	0169720359
Book / Page	16972 / 359
Map Reference	MB HDC 49 FO 72
Instrument Date	Jan 9, 2026
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2909 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320

Mortgage

Document Number	0016972364
Date	Jan 20, 2026
Instrument	16972/364

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 20, 2026
Property Address	2909 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Document Number	0169720353
Book / Page	16972 / 353
Map Reference	LB CGH 104 FO 43
Instrument Date	Jan 9, 2025
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2909 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,026.00 (+10.96%)	$639,167 (+5.24%)	$671,000 (-) Land $175,200 Building $495,800
2025	$6,332.00 (+5.83%)	$607,333 (+8.55%)	$671,000 (+16.59%) Land $175,200 Building $495,800
2023		$559,500	$575,500 Land $175,200 Building $400,300
2022	$5,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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