3002 Franklins Chance Dr, Fallston, MD 21047 Property Records

Harford County property record for 3002 Franklins Chance Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,644 sqft · built 1985
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2012)
Tax Bill	$6,027 (2026)
Deeds & Mortgages	May 2022 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-076141`

Property Details

APN / Parcel Number

Primary APN	`04-076141`
Alternative APNs	`4076141` `076141`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,644 sqft Total Area
Basement Area	705 sqft
Finished Basement	705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	076141
Street Address	3002 FRANKLINS CHANCE DR
City	FALLSTON
State	MD
Zip	21047-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 3 1.96 AC 3002 FRANKLIN'S CH DR SYLVAN HILL P1 PT 49/46
Legal Subdivision	SYLVAN HILL
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3006
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3002 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2012 · Amount on Record
Deed Sale	Feb 3, 2012 · Amount on Record
Prior Sale	Jul 12, 1985 · Amount on Record
Deed Book / Page	9517 / 450
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3002 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353

Mortgage

Document Number	0155070360
Date	May 12, 2022
Book Page	15507/360

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3002 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122670259
Date	Mar 20, 2017
Book Page	12267/0259
Instrument	12267-0259

Lender

Name	SUN TRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3002 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137840309
Date	Apr 8, 2020
Book Page	13784/309

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3002 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146470241
Date	Apr 8, 2021
Book Page	14647/241

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,027.00 (+10.61%) Homeowner's exemption	$547,500 (+13.87%)	$574,000 (+16.08%) Land $159,600 Building $414,400
2025	$5,449.00 (+5.81%) Homeowner's exemption
2023		$480,800	$494,500 Land $159,600 Building $334,900
2022	$5,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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