2903 Franklins Chance Dr, Fallston, MD 21047 Property Records

Harford County property record for 2903 Franklins Chance Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,334 sqft · built 1986
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2019)
Tax Bill	$6,865 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000145`

Property Details

APN / Parcel Number

Primary APN	`04-000145`
Alternative APNs	`4000145` `000145`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,334 sqft Total Area
Basement Area	632 sqft
Finished Basement	632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	861 sqft
Porch	Slab
Porch Area	252 sqft
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	000145
Street Address	2903 FRANKLINS CHANCE DR
City	FALLSTON
State	MD
Zip	21047-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 12 1.672 AC 2903 FRANKLIN'S CH DRIVE FRANKLIN'S CH PT 55/74
Legal Subdivision	FRANKLINS CHANCE
Legal Lot Number	12
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3006
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2903 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2019	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Sep 15, 1993 · Amount on Record
Deed Book / Page	13526 / 47
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	0135260047
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2903 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141680001
Date	Oct 8, 2020
Book Page	14168/1

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 4, 2019
Property Address	2903 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Document Number	0135260047
Book / Page	13526 / 0047
Map Reference	MB HDC39 FO 53
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2903 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Investor	Possibly a Property Investor

Mortgage

Document Number	0001352651
Date	Nov 4, 2019
Instrument	13526/51

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,865.00 (+12.25%)	$624,433 (+5.82%)	$658,800 (-) Land $156,700 Building $502,100
2025	$6,116.00 (+8.04%)	$590,067 (+10.33%)	$658,800 (+18.55%) Land $156,700 Building $502,100
2023		$534,833	$555,700 Land $156,700 Building $399,000
2022	$5,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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