Harford County property record for 2905 Franklins Chance Dr, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,236 sqft · built 1981 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,500 (Dec 1983) |
| Tax Bill | $5,652 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-064828 |
| Primary APN | 04-064828 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Total Area |
| Basement Area | 830 sqft |
| Finished Basement | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 172 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 064828 |
|---|---|
| Street Address | 2905 FRANKLINS CHANCE DR |
| City | FALLSTON |
| State | MD |
| Zip | 21047-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 13 2.211 AC 2905 FRANKLIN'S CH DRIVE FRANKLIN'S CHANCE 45/114 |
| Legal Subdivision | FRANKLINS CHANCE 02 |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 304201 |
2905 Franklins Chance Dr is owned and occupied by two individuals who bought it in December 1983.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2905 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 1983 · Amount on File |
| Deed Sale | Dec 12, 1983 · Amount on File |
| Prior Sale | Apr 19, 1983 · Amount on File |
| Deed Book / Page | 1211 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2905 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0140270108 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 14027/108 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 2905 Franklins Chance Dr was $5,652 with a homeowner's exemption, up 11.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,652.00 (+11.9%) Homeowner's exemption | $513,100 | $537,100 Land $161,000 Building $376,100 |
| 2025 | $5,051.00 Homeowner's exemption | ||
| 2023 | $441,700 | $465,100 Land $161,000 Building $304,100 | |
| 2022 | $4,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 Franklins Chance Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 Franklins Chance Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
5G (outdoors only) and 4G LTE
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