2907 Franklins Chance Dr, Fallston, MD 21047 Property Records

Harford County property record for 2907 Franklins Chance Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,464 sqft · built 1982
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jul 2015)
Tax Bill	$6,114 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-076249`

Property Details

APN / Parcel Number

Primary APN	`04-076249`
Alternative APNs	`4076249` `076249`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Total Area
Basement Area	615 sqft
Finished Basement	615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	114,998 sqft (2.64 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	076249
Street Address	2907 FRANKLINS CHANCE DR
City	FALLSTON
State	MD
Zip	21047-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 22 2.64 AC 2907 FRANKLIN'S CH DR SYLVAN HILL P1 PT 47/34
Legal Subdivision	PLAT ONE PART A-C SYLVAN HILL
Legal Lot Number	22
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3006
Census Tract	304201

Owner

2907 Franklins Chance Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2907 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK COMMUNITY BANK
Jan 29, 2020	Intrafamily Transfer, Transfer ATG TITLE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2015 · Amount on File
Deed Sale	Jul 15, 2015 · Amount on File
Prior Sale	Sep 30, 1994 · Amount on File
Deed Book / Page	11342 / 97
Last Transfer Date	Nov 18, 2019
Transfer Doc	0136640316
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2907 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150800263
Date	Oct 6, 2021
Book Page	15080/263

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2907 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121690484
Date	Jan 5, 2017
Book Page	12169/0484
Instrument	12169-0484

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 29, 2020
Property Address	2907 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320
Document Number	0136640316
Book / Page	13664 / 0316
Map Reference	MB 47 FO 34
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATG TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1320

Tax Assessment & Valuation

The 2026 property tax bill for 2907 Franklins Chance Dr was $6,114 with a homeowner's exemption, up 10.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,114.00 (+10.64%) Homeowner's exemption	$555,467 (+5.1%)	$582,400 (-) Land $163,200 Building $419,200
2025	$5,526.00 Homeowner's exemption	$528,533	$582,400 Land $163,200 Building $419,200
2023		$487,867	$501,600 Land $163,200 Building $338,400
2022	$5,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 Franklins Chance Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Franklins Chance Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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