Santa Rosa County property record for 2894 Summer St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,526 sqft · built 2022 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jun 2022) |
| Tax Bill | $1,861 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-1N-28-0090-47600-0230 |
| Primary APN | 40-1N-28-0090-47600-0230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,526 sqft Heated Area |
| 1st Floor Area | 1,806 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 1,400 ft deep x 500 ft wide |
| Porch | Open Porch |
| Porch Area | 466 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 401N280090476000230 |
|---|---|
| Street Address | 2894 SUMMER ST |
| City | MILTON |
| State | FL |
| Zip | 32583-6180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | AVALON BEACH LOT 23 BLK 476 BEING PART OF OR 4293 PG 1933 (OUT OF LOT# 1 FOR 2021) |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 476 |
| Legal Lot Number | 1,23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2894 SUMMER ST, MILTON, FL 32583-6180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK |
| Jun 10, 2022 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 202234937 |
| Deed Book / Page | 4293 / 1933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2894 SUMMER ST, MILTON, FL 32583-6180 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Document Number | 0041701364 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4170/1364 |
| Instrument | 202157982 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33602 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Aug 22, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 10, 2022 |
| Property Address | 2894 SUMMER ST, MILTON, FL 32583-6180 |
| Document Number | 0042931933 |
| Book / Page | 4293 / 1933 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 202234937 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Name | Verified Name |
|---|---|
| Address | 2894 SUMMER ST, MILTON, FL 32583-6180 |
| Document Number | 0042931935 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 4293/1935 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,861.00 (+9.28%) Homeowner's exemption Disabled Person's exemption | $175,697 (+3%) | $236,398 (+2.75%) Land $7,500 Building $228,898 |
| 2023 | $1,703.00 (+3,523.4%) | $170,580 (+3,381.22%) | $230,061 (+4,595.12%) Land $5,250 Building $224,811 |
| 2022 | $47.00 | $4,900 | $4,900 Land $4,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures