Santa Rosa County property record for 2893 Summer St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,807 sqft · built 2020 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Dec 2024) |
| Tax Bill | $2,233 (2024) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Dec 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-1N-28-0090-47500-0030 |
| Primary APN | 40-1N-28-0090-47500-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,807 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,807 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 7,013 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 465 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2893 SUMMER ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-6181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 BLK 475 AVALON BEACH AS DES IN OR 4574 PG 963 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 40 |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 475 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 214 HAY LONG AVE, MT PLEASANT, TN 38474-1431 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Dec 5, 2024 | Correction Deed SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on Record |
| Deed Sale | Dec 26, 2024 · Amount on Record |
| Prior Sale | Dec 18, 2020 · Amount on Record |
| Deed Document Number | 202457658 |
| Deed Book / Page | 4574 / 963 |
| Prior Transfer Date | Dec 5, 2024 |
| Prior Transfer Doc | 0045680948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 26, 2024 |
| Property Address | 2893 SUMMER ST, MILTON, FL 32583-6181 |
| Document Number | 0045740963 |
| Book / Page | 4574 / 963 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Dec 10, 2024 |
| Instrument | 202457658 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TTL OF PENSACOLA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6070 MANDIE LN, MILTON, FL 32570-5456 |
| Name | Verified Name |
|---|---|
| Address | 214 HAY LONG AVE, MOUNT PLEASANT, TN 38474-1431 |
| Investor | Possibly a Property Investor |
| Document Number | 0202457659 |
|---|---|
| Date | Dec 26, 2024 |
| Instrument | 202457659 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 5, 2024 |
| Property Address | 2893 SUMMER ST, MILTON, FL 32583-6181 |
| Document Number | 0045680948 |
| Book / Page | 4568 / 948 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Dec 5, 2024 |
| Instrument | 202454534 |
| Record Updated | Mar 27, 2026 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, MILTON, FL 32583-6109 |
| Name | Verified Name |
|---|---|
| Address | 2893 SUMMER ST, MILTON, FL 32583-6181 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 18, 2020 |
| Property Address | 2893 SUMMER ST, MILTON, FL 32583-6181 |
| Document Number | 0040441910 |
| Book / Page | 4044 / 1910 |
| Map Reference | MB A PG 1-10 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 202068647 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2886 N 32ND AVE, 2886, MILTON, FL 32583-6109 |
| Name | Verified Name |
|---|---|
| Address | 2893 SUMMER ST, MILTON, FL 32583-6181 |
| Document Number | 0040441911 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 4044/1911 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,823 (+25.78%) Land $10,000 Building $245,823 | $255,823 (+7.82%) Land $10,000 Building $245,823 | |
| 2024 | $2,233.00 (+4.54%) Homeowner's exemption | $203,382 (+3%) | $237,268 (+2.31%) Land $10,000 Building $227,268 |
| 2023 | $2,136.00 (+2.84%) Homeowner's exemption | $197,458 (+3%) | $231,908 (+7.55%) Land $7,000 Building $224,908 |
| 2022 | $2,077.00 Homeowner's exemption | $191,707 | $215,635 Land $7,000 Building $208,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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