Osceola County property record for 2908 Canoe Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,084 sqft · built 1994 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Feb 2017) |
| Tax Bill | $4,123 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127990 |
| Primary APN | 127990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,084 sqft Heated Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 1,084 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 127990 |
|---|---|
| Old Parcel Number | 222630276100010220 |
| Street Address | 2908 CANOE CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK EST PB 8 PG 8-9 LOT 22 ORD #2005-37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Tract | 71 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 127990
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3814 OPAL CIR, SAINT CLOUD, FL 34772-7394 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Feb 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Prior Sale | Jun 07, 2011 · Amount on Record |
| Deed Document Number | 2017032020 |
| Deed Book / Page | 5108 / 2929 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2908 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1930 NATIONS WAY, SAINT CLOUD, FL 34769-1821 |
| Document Number | 0058910034 |
|---|---|
| Date | Feb 15, 2021 |
| Book Page | 5891/34 |
| Instrument | 2021021387 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 2908 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0051082929 |
| Book / Page | 5108 / 2929 |
| Map Reference | MB8 PG8&9 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017032020 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3806 KYLE DR, 3806, SAINT CLOUD, FL 34772-7031 |
| Name | Verified Name |
|---|---|
| Address | 146 FARMINGTON CIR, MARLBOROUGH, MA 01752-3487 |
| Document Number | 0051082930 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 5108/2930 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,123.00 (+11.8%) | $238,800 (-2.17%) Land $65,000 Building $173,800 | $238,800 (-2.17%) Land $65,000 Building $173,800 |
| 2023 | $3,688.00 (+11.76%) | $244,100 (+15.2%) Land $60,000 Building $184,100 | $244,100 (+15.2%) Land $60,000 Building $184,100 |
| 2022 | $3,300.00 | $211,900 Land $55,000 Building $156,900 | $211,900 Land $55,000 Building $156,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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