Osceola County property record for 2912 Canoe Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,049 sqft · built 1994 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 127988 |
| Primary APN | 127988 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,049 sqft Heated Area |
| Gross Area | 1,377 sqft |
| 1st Floor Area | 1,049 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 284 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Patio Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 127988 |
|---|---|
| Old Parcel Number | 222630276100010200 |
| Street Address | 2912 CANOE CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK EST PB 8 PG 8-9 LOT 20 ORD #2005-37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Tract | 71 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 127988
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2912 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 1997 |
| Deed Sale | Feb 24, 1997 |
| Deed Document Number | 0138200815 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2912 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0051890018 |
|---|---|
| Date | Aug 03, 2017 |
| Book Page | 5189/0018 |
| Instrument | 2017112361 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Aug 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption | $76,966 (+2.9%) | $228,100 (-3.59%) Land $65,000 Building $163,100 |
| 2024 | $4.00 Homeowner's exemption Disabled Person's exemption | $74,797 (+3%) | $236,600 (+1.63%) Land $60,000 Building $176,600 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption | $72,619 (+3%) | $232,800 (+15.08%) Land $60,000 Building $172,800 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption | $70,504 | $202,300 Land $55,000 Building $147,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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