2905 Canoe Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2905 Canoe Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,134 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$206,000 (2019)
Tax Bill	$2,275.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127997`
Alternative APNs	`222630007100010290` `222630276100010290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,134 sqft Heated Area
Gross Area	1,544 sqft Gross Area
1st Floor	1,134 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	380 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	70 sqft Patio
Porch	Open Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127997
Old Parcel Number	222630276100010290
Street Address	2905 CANOE CIR
City	SAINT CLOUD
State	FL
Zip	34772-8704
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK EST PB 8 PG 8-9 LOT 29 ORD #2005-37
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Tract	71
Legal Block	1
Legal Lot Number	29
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1005
Census Tract	43207

Owner

Source: Osceola County records · APN 127997

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2905 CANOE CIR, SAINT CLOUD, FL 34772-8704
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Feb 15, 2000
Deed Doc Number	0005542767
Deed Book / Page	5542 / 767
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 17, 2019
Property Address	2905 CANOE CIR, SAINT CLOUD, FL 34772-8704
Document Number	0055420767
Book / Page	5542 / 0767
Map Reference	MB 8 PG 8&9
Instrument Date	Jun 17, 2019
Instrument	2019077777
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 CANOE CIR, 2905, SAINT CLOUD, FL 34772-8704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 CANOE CIR, SAINT CLOUD, FL 34772-8704

Mortgage

Document Number	0005542768
Date	Jun 17, 2019
Instrument	5542/768

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00 (+6.86%) Homeowner's exemption	$169,994 (+5.99%)	$240,300 (-2.32%) Land $65,000 Building $175,300
2023	$2,129.00 (+4.01%) Homeowner's exemption	$160,393 (+3%)	$246,000 (+15.22%) Land $60,000 Building $186,000
2022	$2,047.00 Homeowner's exemption	$155,722	$213,500 Land $55,000 Building $158,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.