Osceola County property record for 2903 Canoe Cir, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,304 sqft Living Area |
| Lot Size | 5,270 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2018) |
| Tax Bill | $2,579.00 (2024) |
| Primary APN | 22-26-30-0071-0001-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 1,838 sqft Gross Area |
| 1st Floor | 1,304 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,270 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 264 sqft Pool |
| Deck Area | 486 sqft Deck |
| Porch Area | 114 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2903 CANOE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8704 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK EST PB 8 PG 8-9 LOT 28 ORD #2005-37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Tract | 71 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0071-0001-0280
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2903 CANOE CIR, SAINT CLOUD, FL 34772-8704 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Oct 11, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE EQUITY PTRS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Prior Sale | Apr 16, 2014 · Amount on Record |
| Deed Doc Number | 2018152912 |
| Deed Book / Page | 5416 / 457 |
| Prior Transfer Date | Mar 31, 2005 |
| Prior Transfer Doc | 0027472466 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2903 CANOE CIR, SAINT CLOUD, FL 34772-8704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051031243 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 5103/1243 |
| Instrument | 2017026143 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2903 CANOE CIR, SAINT CLOUD, FL 34772-8704 |
| Document Number | 0056781182 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2903 CANOE CIR ST CLOUD FL 347728704, ST CLOUD, FL 34772-8704 |
| Document Number | 0056781182 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 005678/001182 |
| Instrument | 25833 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 11, 2018 |
| Property Address | 2903 CANOE CIR, SAINT CLOUD, FL 34772-8704 |
| Document Number | 0054160457 |
| Book / Page | 005416 / 000457 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 152912 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2903 CANOE CIR ST CLOUD FL 347728704, ST CLOUD, FL 34772-8704 |
| Document Number | 54160458 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 005416/000458 |
| Instrument | 152913 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,673.00 (+3.64%) Homeowner's exemption | $192,217 (+5.99%) | $276,400 (-2.06%) Land $65,000 Building $211,400 |
| 2024 | $2,579.00 (+2.87%) | ||
| 2023 | $2,507.00 (+3.85%) Homeowner's exemption | $181,360 (+3%) | $282,200 (+15.04%) Land $60,000 Building $222,200 |
| 2022 | $2,414.00 Homeowner's exemption | $176,078 | $245,300 Land $55,000 Building $190,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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